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No credit check & owner-financed homes for sale in Dallas TX

Home to over 10 million people, Dallas is spread over 343 square miles which means that it’s a very big city in terms of geographical area. Being the third largest city in Texas and the ninth largest in the county in terms of population, Dallas is a favorite destination for home buyers. Credit challenged families and individuals looking to buy a home with no credit check or bad credit find Dallas appealing due to affordable housing options and a wide selection of homes. The median home price is $230,000 which will be considered affordable given the fact that Dallas TX features world-class amenities, top performing schools and a wide variety of job opportunities. If you are planning to buy a no credit check home in Dallas-Fort Worth metro area, we – here at Shop Owner Finance – can help you learn how to buy any Dallas home you want – even a brand new one – with owner financing.

Fill out the form below to get started on your home buying journey regardless of your credit situation:

Contact Shop Owner Finance

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Why to buy a no-credit check home in Dallas TX with owner financing

While owner financing in Dallas TX offers several advantages, the best one is that it enables you to buy any home you want. But why would you want to buy a home in Dallas in the first place? Here are a few things that make Dallas a great place to live in:

Job opportunities

Despite sluggishness in the oil industry, Dallas-Fort Worth is an excellent destination for job seekers. Several surveys have rated Dallas as one of the fastest growing job markets in the country. Healthcare, technology, financial services, defense, oil and gas, manufacturing, aviation and aerospace are some of the industries which employ thousands of people in Dallas-Fort Worth metroplex. AMR Corporation, Bank of America, Texas Health Resources, Inc and Baylor Health Care System are some of the largest employers in Dallas.

Affordable housing options

One of the top home buying criteria for most credit-challenged home buyers is affordability. Alternative financing options such as owner financing may require you to make a reasonably large down payment (up to 20% of the property’s purchase price). Since the median home price is about $230,000, Dallas is rated one of the most affordable urban housing markets in the country. It means that you will find it easier to arrange for a down payment.

A wide selection of homes

Dallas features a wide selection of homes. Regardless of your budget, you can find a home that fits in your needs. And the best part is that we can help you buy that home with owner financing – whether it has been listed with owner financing option or not. From mansions worth millions of dollars to single-family ranch-style homes, Dallas features a wide selection of homes.

Top performing schools

Dallas-Fort Worth area is home to over 750 elementary, middle and high schools and 18 colleges and universities. Of them, over 350 are public schools. Many of these schools are popular among families for high performance and a good teacher-student ratio. Dallas Independent School District serves over 158,600 students. Other school districts zoned to Dallas homes include Plano Independent School District, Richardson Independent School District, Carrollton – Farmers Branch Independent School District, Duncanville Independent School District and Highland Park Independent School District.

Real estate market trends: Is buying a no-credit check homes in Dallas worth it?

One of the most important things you should consider when buying a home in Dallas or anywhere else for that matter is whether you would see a good return on your investment or not. Real estate market trends suggest that it’s likely for your investment in Dallas.

Studies suggest that Dallas homes appreciated almost 45% in value over the past six years. Dallas featured a healthy balance of demand and supply which means that you won’t find it difficult to negotiate a good deal here. In a seller’s housing market, you end up competing against other buyers who are not credit-challenged and can easily get a mortgage.

If you are interested in learning how owner financing makes it possible for you to buy any Dallas home with no credit check, fill out the form below:

Contact Shop Owner Finance

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Dallas neighborhoods to buy a no-credit check home with owner financing

  • Downtown Dallas
  • Deep Ellum
  • Uptown
  • Preston Highlands North
  • Winnetka Heights
  • Swiss Avenue
  • Bluffview
  • Munger Place
  • Old East Dallas
  • Pleasant Grove
  • Preston Hollow
  • Far North Dallas
  • South Dallas
  • Lake Highlands
  • Knox/Henderson
  • Northwest Dallas
  • West End
  • Bishop Arts District
  • West Dallas
  • Arts District
  • Lower Greenville
  • Victory Park
  • Vickery Meadows
  • Northeast Dallas
  • Oak Lawn
  • Oak Cliff
  • Junius Heights
  • Little Forest Hills
  • Casa View
  • Lake Cliff Historic District
  • Old Lake Highlands
  • Cityplace
  • Caruth Terrace
  • Hollywood / Santa Monica
  • Russwood Acres
  • Buckner Terrace
  • Lochwood
  • Greenland Hills
  • South Boulevard
  • Casa Linda
  • Old Preston Hollow
  • Main Street District
  • Wynnewood North
  • Owenwood
  • El Trivoli Place
  • The L Street
  • Lakewood
  • Bryan Palace
  • Kessler
  • Trinity Groves
  • Vickery Place
  • Greenway Parks

Best Dallas suburbs to buy no credit check & owner-financed homes with bad credit

  • Highland Park
  • South Lake
  • Trophy Club
  • Addison
  • University Park
  • Colleyville
  • Highland
  • Coppell
  • Keller
  • Double Oak
  • Flower Mound
  • Carrollton
  • Plano
  • Farmers Branch
  • Frisco

Our clients who bought homes with no credit check

Here are some of our clients we helped learn how to fulfil their dream with no credit check or income verification.

Angel & Francis
Angele and Francis bought their with home with owner financing after moving to America just 11 months earlier. They are now enjoying the home with their 3 beautiful children.
After 3 years unsuccessfully trying to buy a home, Angela finally got her dream home with owner financing. Scheduled to close just days after hurricane Harvey struck, her "miracle home" was the only home not to flood in a neighborhood that had several feet of flooding even a week after the hurricane.
Referred by her loan officer, Rick, Barbara was able to finally get her dream home on the water in Galveston.
Araceli (in Spanish)
Araceli and her family relocated from California. Self employed and unable to qualify for a loan, they used our program to get owner financing on a brand new home.
Steve and Cheryl
After a previous divorce and loss of credit, Steve was able to acquire a new home for him and his girlfriend with the help of Til Lowery.
Aicha and her family purchased a brand new 5 bedroom home with owner financing and were so grateful to own a home even better than they thought was possible!