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No Credit Check & Bad Credit Homes for Sale in Austin TX

Austin TX is considered one of the hottest housing markets in Texas. Despite the fact that the market is very competitive, the homes are affordable - making it a great city to buy a home in for people looking for no credit check or bad credit homes. You probably already know that you need to arrange for a reasonably large down payment (anywhere between 15% and 20%) for buying an owner-financed home in Austin, so a high affordability level will help you fulfill your homeownership dream without having to stretch yourself financially too thin.

If you are struggling with credit, we can help you learn how you can buy any Austin TX home with owner financing. Browse the single-family home listings in Austin below and get in touch with us to know how you can buy any of these homes with owner financing. 

Bad Credit Homes for Sale in Austin, TX May 28, 2024
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Why to buy an owner-financed home in Austin TX

Here are a few reasons you should consider buying a home in Austin TX

Good investment

The recent real estate trends indicate that Austin TX is one of the best real estate markets in Texas to invest in. The home prices are going up and residential properties are being snapped up quickly by buyers. A competitive housing market indicates that you will likely get a good return on your investment in a home here.

However keep in mind that Austin TX real estate market may be tricky to navigate because whether or not you would realize a good return on your investment depends on where you are buying a home. In other words, the location will dictate your ROI. It is particularly important for people looking to buy an Austin home with bad credit.

Here at Shop Owner Finance, we specialize in Austin TX housing market. We can help you mark the right decision when it comes to choosing a good neighborhood. We will also help you sort through the complicated home buying process, particularly when you are planning to buy a no credit check home in Austin TX.

Diverse community

Austin TX has witnessed population growth at a fast rate over the past one decade due to a better job market, low cost of living, a wide range of home buying options, world-class amenities and top performing schools. Austin is in fact the fastest growing city in the United States.

Home to over two million people (in 5-county metropolitan area), Austin features diverse communities. Young people and families are migrating to Austin as the diversity makes them feel right at home. About 22% of the residents are in the age group of 25-34 years.  

How to buy no credit check and bad credit homes in Austin TX

A credit check is the biggest challenge when you have damaged credit. Banks will put your mortgage application through scrutiny to ensure that it meets their underwriting standards. If there are any red flags on your application, you will find it difficult to convince traditional lenders about your creditworthiness. This is where alternative financing options such as owner financing in Austin come in.

Buying a no credit check home in Austin TX is extremely easy. In fact, we can help you learn how to buy any home in Austin even if you have bad credit. Bank qualification is not required. If you are interested in learning more, fill out the form below and get in touch with us today!

Austin neighborhoods and suburbs to buy no credit check homes

Here are some of the most popular suburbs and neighborhoods in Austin to buy a no credit check home:

Popular Austin suburbs

  • Hutto
  • Leander
  • Kyle
  • Cedar Park
  • Pflugerville
  • Barton Creek
  • Lakeway
  • The Hills
  • Round Rock
  • Florence 

Popular Austin TX neighborhoods

  • Downtown Austin
  • Foothills of Barton Creek
  • Windsor Hills
  • Swedish Hill Historic District
  • Shadow Lawn Historic
  • Ziker
  • Clarksville
  • Mueller
  • Tarrytown
  • Hyde Park
  • Bouldin
  • Barton Hills
  • Northwest Hills
  • Tavis Heights
  • Rosedale
  • Bryker Woods
  • Brentwood
  • Oak Hill
  • Science Brook
  • Cherrywood
  • Circle C Ranch
  • West Campus
  • Copperfield
  • Lost Creek
  • Old West Austin Historic District
  • Dove Springs
  • Canyon Creek
  • South Lamar
  • South River City
  • Allandale
  • Old West Austin
Araceli and her family relocated from California. Self-employed and unable to qualify for a loan, they used our program to get owner financing on a brand new home.
Referred by her loan officer, Rick, Barbara was able to finally get her dream home on the water in Galveston.
Aicha and her family purchased a brand new 5 bedroom home with owner financing and were so grateful to own a home even better than they thought was possible!