Buying your DREAM HOME
doesn't have to be hard!

*If you have saved enough for a down payment, you can get Owner Financing on Any Home in Texas*

Remove the worry and stress and buy any home
with NO Credit Requirements and NO Income Verification.
ShopOwnerFinance is by your side, so you can easily buy your dream home with the help of a proven system.

What makes us different?

  • We believe that if you have saved enough (anywhere between 15% and 20%) for a down payment, you deserve to get any home you want no matter what your credit score is.
  • With our system, you get the home you want RIGHT NOW period.
  • Our proven system helps struggling families get back on their feet by getting them in their home of choice and reporting timely payments to creditors to help them rebuild credit.
  • Our system does not discriminate based on your history
  • Self-employed people are welcome. We recognize that you are the backbone of the American economy and that you should be appreciated instead of penalized.

ALL Credit Qualifies

  • Stated Income
  • No Credit Requirements unlike other no-credit-check programs such as rent-to-own
  • No Balloon
  • No Prepayment Penalty
  • No Sourcing or Seasoning of Funds
  • No Time on Job Requirements
  • Self Employed OK
  • Foreign Nationals OK
  • Tax Identification Number OK


Araceli and her family relocated from California. Self-employed and unable to qualify for a loan, they used our program to get owner financing on a brand new home.
Referred by her loan officer, Rick, Barbara was able to finally get her dream home on the water in Galveston.
Aicha and her family purchased a brand new 5 bedroom home with owner financing and were so grateful to own a home even better than they thought was possible!