Wise county, TX owner-financed & rent-to-own homes with no credit check

wise county no credit check homes

Wise is a county in the Dallas-Fort Worth (DFW) Metropolitan area bordered by Cooke in the Northeast, Denton in the East, Parker in the South, and Tarrant in its Southeastern portion. It consists of 3 towns, 2 census-designated places, 5 unincorporated communities, and 12 cities, sharing parts of Fort Worth with adjacent counties. Despite the $350,000 median listing home price, the housing market remains competitive with more than 550 homes spending an average of 45 days in the listings.

Here at Shop Owner Finance, we help homebuyers learn about a unique third-party owner financing that doesn’t have any of these terms when you buy a home in Wise County, or anywhere else in Texas for that matter. It works like a conventional mortgage with the added benefits of alternative financing such as no credit check or income verification. You can buy any single-family home of your choice listed on the market for sale in Wise county. Pay down your loan in 30 years. If you want to pay early, no need to worry about pre-payment penalties or balloon payments.

Sounds interesting? In this guide, you will have free access to all the homes listed for sale in Wise County and also how to buy any of these homes with owner financing. 

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated May 27, 2024.

Why buy an owner-financed home in Wise County, TX?

  • The inventory of homes (the number of residential properties on the market for sale in Wise County) is high when you take into account the population. You will find 500-600 homes listed for sale here most weeks. The county’s 11 cities are home to over 60,000 residents from many different ethnic backgrounds.
  • The county consists of 11 cities including Decatur, Rhome, Runaway Bay, New Fairview, Bridgeport, Alvord, Chico, Aurora, Boyd, Paradise, and Lake Bridgeport. Decatur is the county seat with a population of nearly 7,000 people.
  • If you love wildlife and nature, Wise county is a great destination for you. Many wildlife attractions include International Exotic Animal Sanctuary, Endeavor Bridgeport Adventure Park, and Sharkarosa Wildlife Ranch. There are many nature biking trails if you like the outdoors and an active lifestyle.
  • Wise county features 45 public schools. Paradise Intermediate, Paradise Elementary, Alvord Elementary, Slidell Schools, Gene Pike Middle, Paradise Middle, Alvord Middle, Paradise High, Decatur High, and Northwest High are some of the most notable schools serving the Wise county cities.
  • The median listing price is $290K-$300K, but you can buy a beautiful single-family home for $250K or less.
  • Large lots with beautiful greenery and landscaping is one of the features you will find very attractive about homes in Wise county.
  • Wise county is surrounded by other popular housing markets including Montague County, Cooke County, Denton County, Tarrant County, and Parker County.

Most Popular Wise County Cities and Neighborhoods for Owner-Financed Homes


A historic neighborhood that offers the best of the city and the countryside, Decatur’s central location is ideal for families who want easy access to Fort Worth and Denton. It’s likewise home to several stylish boutiques and restaurants that serve some of the best barbecue dishes in northern Texas.


This small city with a big heart sits just right outside the busy DFW Metroplex, offering an urban oasis for both locals and tourists alike. While it’s near North Texas’ biggest commercial hub, Bridgeport offers no shortage of retail shops and dining spots for everyone to enjoy.


Like Wise’s beloved county seat, Rhome offers the best of both worlds with a green-sprawling countryside vibe that’s not far-removed from the big city. There are plenty of things to do here and lots of places to go including broad choices for shopping, recreation, and dining

Other Areas to Buy Owner-Financed Homes in Tarrant County



Lake Bridgeport

New Fairview


Runaway Bay

Cities Shared with other Counties

Fort Worth (Tarrant, Denton, Parker)

Newark (Tarrant)





Neighborhoods and Communities


Pecan Acres






Best Places to Buy a Home Near Wise County

Wise County Zip Code Areas to Buy Owner-Financed Homes















How to buy a no-credit-check home with owner financing in Wise County

As a real estate training agency, we can help you learn as long as you are financially disciplined and can arrange for a reasonable large down payment, you don’t need to worry about credit or other issues to fulfill your homeownership dream. Third-party seller financing in Wise county enables you to buy any home of your choice.

Interested in learning more? Set an appointment today!

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