Wimberley, TX Owner-Financed & Rent-to-Own Homes (No Credit)


Wimberley in Texas' Hill Country is nestled on the banks of Cypress Creek. This once sleepy San Marcos suburb has managed to preserve the rural vibe that is loved by locals and tourists alike. The area attracts families from the nearby communities of Buda, Kyle, and Driftwood because of the magnificent sunset views, scenic rolling hills, local stores, and awesome barbecue. Plus, with less than 3,000 people living in the area, Wimberley is the perfect getaway from the hustle and bustle of the city. 

A home in Wimberley typically costs around $545,000. It is considered affordable, given the options for stately properties in the area. However, a lot of homebuyers struggle to purchase with a conventional loan due to unverifiable and inconsistent monthly income, low credit scores, and foreign citizenship. Most of these buyers think of rent-to-own options as the next best choice but it leaves them with limited choices for homes available to buy. If you’re in such a situation, a third-party owner-financing program in Wimberley or anywhere within the 78666 and 78676 zip code areas can help you get any property of your choice in the Wimberley housing market. This arrangement offers mostly the same benefits as a conventional loan would, without having to go through credit checks or income verifications. 

This guide will help you learn how to leverage owner-financing to buy the home of your choice regardless of your credit situation.

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Why Buy an Owner-financed Home in Wimberley, TX (78666, 78676)?

Here are a few reasons why you should consider buying a home in Wimberley:

  • The median listing price in Wimberley hovers around $545,000. Homes vary in sizes and designs, ranging from stately manors to large but cozy single-family homes that most first-time buyers will find easy to afford.
  • On average, Wimberley properties stay listed on the market for 40 days. It means the market is really competitive.
  • Residents get to savor the prettiest views Texas has to offer - from densely wooded terrains and cypress-lined nature trails to scenic hilltop views and winding waterfront sights.
  • The city’s collection of family-owned restaurants (mostly with farm-to-table concepts) use authentic and traditional food preparation methods and fresh ingredients for a homegrown taste of the Hill Country.
  • Schools are zoned to the award-winning Wimberley ISD with Jacob Well Elementary, Danforth Junior High, and Wimberley High being some of the most prominent ones.

Most Popular Wimberley Neighborhoods for Owner-Financed Homes

Woodcreek North

The newly-constructed custom homes in Woodcreek North along with their picturesque streets and friendly neighbors make it a total draw for both families and retirees. Most of the land here remains undeveloped, giving aspiring residents here to build their dream home based on how they’ve always imagined it.   

Wimberley Oaks

The lush greens surrounding Wimberley Oaks lots create a very welcoming vibe, making it one of the most desirable neighborhoods to live in. Residents in the area get to pick from diverse home designs here, ranging from cozy cabin-type houses to expansive ranch-style villas.

Paradise Hills

It is a sought-after community because of the incredible views of both the Texas Hill Country and the Blanco River. Residents also get to have their pick between custom estates inspired by southwestern architecture and cozy cottage-style properties.

Other Areas to Buy Owner-Financed Homes in Dripping Springs


Cypress Point

Wimberley Hills

Las Lomas

High Ridge Ranch

Estrellita Estates

Burnett Ranch

Woodcreek Springs

Wimberley Ranch Estates

Mustang Valley

Coleman Canyon Ranch

York Creek Meadows

Deer Run Estates

River Meadows

Mount Olive Ranch

Eagles Nest

Wimberley Heights Ranches

Woodcreek Ranch

Deer Lake Estates

River Mountain Ranch

River Oaks Of Wimberley

Heritage Hillfour Winns Ranch


Eagle Rock Ranchitos


Riverledge Estate


Mountain Crest

Kellys Country

Mountain View Estates

Flite Acres


Spoke Hill

Rainbow Ranch


Lost Springs

Flite Acres Little Ranches

Rancho Grande

Wagon Wheel

Hilltop Place

Thompson Ranch

Skyline Ranch Estates



How to Buy an Owner-financed Home in Wimberley (78666, 78676)

Home loan approvals in Wimberley can be a challenge for those with unverifiable income or poor credit scores. But instead of going for the usual rent-to-own arrangement, you might also like to explore third-party owner-financing. This arrangement offers a 30-year amortization period as well as an opportunity to refinance through a conventional lender like a bank-approved homebuyer. Unlike rent-to-own, this arrangement lets you pick from any home in the Wimberley Housing Market as long as it’s in a loanable condition.

Interested in learning more? Set an appointment with us today!

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