Waxahachie, TX owner-financed & rent-to-own homes (no credit)
Waxahachie is located in Ellis County and is conveniently located a 30 miles south of downtown Dallas just past DeSoto and Red Oak. Like its neighbor, Ennis, Waxahachie provides residents with a charming feeling of community, thanks to its magnificent historic area, Victorian mansions, festivals, and events, as well as its proximity to several parks. The best part is you won't feel the need to be pressured about competing for a certain house that you like because there are more homes available than there are buyers, and these homes stay listed on the market for over 50 days.
If you are looking for a place with excellent urban amenities close to Downtown Dallas, you should probably consider buying a home in Waxahachie. This small town in Ellis County offers credit-challenged home buyers the opportunity to avoid getting into bidding wars in the otherwise hot Dallas housing market. The reason is the wide selection of homes. If buying a home of your choice in Waxahachie is important to you, you can probably consider third-party seller financing rather than other alternative financing options such as rent-to-own. Third-party owner financing is unique because it enables you to buy any of the homes listed for sale in Waxahachie or anywhere within the 75165, 75167, and 75168 zip code areas.
In this guide, you will have free access to all the homes listed for sale in Waxahachie.


NTREIS data last updated December 2, 2023.
Why Buy an Owner-Financed Home in Waxahachie, TX (75165, 75167, 75168)?
The following Waxahachie real estate market overview will help you decide if the city is the right home buying destination for you and your family:
- The median listing price hovers around $310K; however, you will be able to find a comfy 2-bedroom home listed for $165K.
- There are 200-300 homes available for sale in the inventory that stays on the market for an average of over 50 days. There are more houses than people are looking to buy though, so you should have all the time and options until you find the perfect home for you.
- Waxahachie is well-known for its ornate Richardsonian Romanesque courthouse. There are also several sights of Victorian architecture and Gingerbread-style residences throughout the town, some of which have been transformed into bed and breakfast inns.
- Waxahachie has nearly 8,000 students and 13 campuses. Waxahachie is noted for its excellent education system, which includes all of the expected programs and extracurricular activities. Global High School is an early college prep and STEM school that focuses on math, science, and engineering education. U.S. News & World Report named this institution one of the top high schools in the country.
Most Popular Waxahachie Neighborhoods for Owner-Financed Homes
Sandstone Ranch
Newly-constructed properties with fine details and custom features show make Sandstone Ranch one of the hottest new residential hot spots in North Texas. The convenient location also offers easy access to the best shopping and dining venues in town.
Brook Bend Grove
One of the more popular cozy spots for families, Brook Bend Grove offers a nice neighborhood that’s minutes away from the best schools in the district. It’s also less than an hour away from the DFW Metroplex so commuting or driving to North Texas’ most prominent commercial hubs, this side of the state.
Buffalo Ridge
A picturesque city with a sparse suburban groove, Callisburg offers a balance of active and laid-back living with its amenity-rich community park. There are quite a few choices for properties here most of which offer large homes on open green lots with others a relaxing view of the lake.
University Park
Considered the 12th wealthiest neighborhood in Texas by the American Community Survey, University Park is popular for its stately homes, lovely parks, and numerous churches. Its location in north-central Dallas also offers quick access to a broad range of cultural, business, and recreational venues.
Wallace Farm
Bringing the lively spirit of Waxahachie to its streets, Wallace Farms offers residents a vibrant community filled with Captivating homes with modern designs. The $370,000 median listing home price makes it a prime spot for families looking to find a home away from the bustling city.
Other Areas to Buy Owner-Financed Homes in Waxahachie
Arrowhead Estates |
College |
Hunters Glen |
Morren Meadows |
Baucum Ranch |
Country Club |
Huntington Creek |
Mustang Creek |
Bob White Estates |
Country Meadows |
Indian Hills |
Mustang Meadows |
Boren Estates |
Crystal Cove |
North Grove |
Northeast Meadows |
Broadhavens |
Dorchester Place |
Sandstone Ranch |
Northgate |
Broadhead |
Enchanted Gardens |
Sheppard's Place |
Park Hill |
Brook Bend |
Enchanted |
Summit Estates |
Park Place |
Brookbend Grove |
Estates of Garden Valley |
Taylor Ridge |
Pecan Valley |
Brookside |
Flying W Estates |
The Cove at North Grove |
Plattner Farm |
Buena Vista Heights |
Franmarkey Terrace |
The Estates at North Grove |
Podson Estates |
Buffalo Ridge |
Garden Valley |
The Haven at North Grove |
Quail Creek Village |
Bullard |
Glen Highlands |
Karsen Heights |
River Oaks |
Buttonwood |
Golden Meadows |
Katy Lake on Green |
Rolling Acres |
Camden Park |
Grande Casa |
Kelly Place |
Royal Park Manor |
Cedar Estates |
Greathouse Circle Estates |
La Vista Estates |
Sanger Creek |
Chapman Place |
Greathouse Village |
Lakebreeze Estates |
Schrome |
Cimarron Meadows |
Harris |
Lakeland |
Settlers Glen |
Clear Ridge |
Hart Farm |
Lakeside Acres |
Southridge Estates |
Clift Estates |
Highland Village Estates |
Lakeview |
Spring Creek |
Cockerham Estates |
Hillcrest |
Marshall Road Estates |
Spring Creek Farm |
Spring Creek Grove |
Trinity Heights |
Wallace Farm |
Whispering |
Springfield Farms |
Twin Lakes Estates |
Waterford Crossing |
Windchase |
Tecumseh Park |
University Park |
West Country Meadows |
The Arbor At Willow Grove |
Vincell Acres |
West End |
Best Places to Buy a Home Near Waxahachie
How to buy no credit home in Waxahachie with owner financing (75165, 75167, 75168)
Third-party seller financing provides Waxahachie homebuyers a number of advantages, including no balloon payments or prepayment penalties, a 30-year amortization term, the flexibility to buy any home you choose, and the chance to establish credit, and no credit or income verification requirements.
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