Waxahachie, TX owner-financed & rent-to-own homes (no credit)

Waxahachie no credit check homes

Waxahachie is located in Ellis County and is conveniently located a 30 miles south of downtown Dallas just past DeSoto and Red Oak. Like its neighbor, Ennis, Waxahachie provides residents with a charming feeling of community, thanks to its magnificent historic area, Victorian mansions, festivals, and events, as well as its proximity to several parks. The best part is you won't feel the need to be pressured about competing for a certain house that you like because there are more homes available than there are buyers, and these homes stay listed on the market for over 50 days.

If you are looking for a place with excellent urban amenities close to Downtown Dallas, you should probably consider buying a home in Waxahachie. This small town in Ellis County offers credit-challenged home buyers the opportunity to avoid getting into bidding wars in the otherwise hot Dallas housing market. The reason is the wide selection of homes. If buying a home of your choice in Waxahachie is important to you, you can probably consider third-party seller financing rather than other alternative financing options such as rent-to-own. Third-party owner financing is unique because it enables you to buy any of the homes listed for sale in Waxahachie or anywhere within the  75165, 75167, and 75168 zip code areas.

In this guide, you will have free access to all the homes listed for sale in Waxahachie. 

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated May 27, 2024.

Why Buy an Owner-Financed Home in Waxahachie, TX (75165, 75167, 75168)?

The following Waxahachie real estate market overview will help you decide if the city is the right home buying destination for you and your family:

  • The median listing price hovers around $310K; however, you will be able to find a comfy 2-bedroom home listed for $165K.
  • There are 200-300 homes available for sale in the inventory that stays on the market for an average of over 50 days. There are more houses than people are looking to buy though, so you should have all the time and options until you find the perfect home for you.
  • Waxahachie is well-known for its ornate Richardsonian Romanesque courthouse. There are also several sights of Victorian architecture and Gingerbread-style residences throughout the town, some of which have been transformed into bed and breakfast inns.
  • Waxahachie has nearly 8,000 students and 13 campuses. Waxahachie is noted for its excellent education system, which includes all of the expected programs and extracurricular activities. Global High School is an early college prep and STEM school that focuses on math, science, and engineering education. U.S. News & World Report named this institution one of the top high schools in the country.

Most Popular Waxahachie Neighborhoods for Owner-Financed Homes

Sandstone Ranch

Newly-constructed properties with fine details and custom features show make Sandstone Ranch one of the hottest new residential hot spots in North Texas. The convenient location also offers easy access to the best shopping and dining venues in town.  

Brook Bend Grove

One of the more popular cozy spots for families, Brook Bend Grove offers a nice neighborhood that’s minutes away from the best schools in the district. It’s also less than an hour away from the DFW Metroplex so commuting or driving to North Texas’ most prominent commercial hubs, this side of the state.

Buffalo Ridge

A picturesque city with a sparse suburban groove, Callisburg offers a balance of active and laid-back living with its amenity-rich community park. There are quite a few choices for properties here most of which offer large homes on open green lots with others a relaxing view of the lake.

University Park

Considered the 12th wealthiest neighborhood in Texas by the American Community Survey, University Park is popular for its stately homes, lovely parks, and numerous churches. Its location in north-central Dallas also offers quick access to a broad range of cultural, business, and recreational venues.

Wallace Farm

Bringing the lively spirit of Waxahachie to its streets, Wallace Farms offers residents a vibrant community filled with Captivating homes with modern designs. The $370,000 median listing home price makes it a prime spot for families looking to find a home away from the bustling city.

Other Areas to Buy Owner-Financed Homes in Waxahachie

Arrowhead Estates


Hunters Glen

Morren Meadows

Baucum Ranch

Country Club

Huntington Creek

Mustang Creek

Bob White Estates

Country Meadows

Indian Hills

Mustang Meadows

Boren Estates

Crystal Cove

North Grove

Northeast Meadows


Dorchester Place

Sandstone Ranch



Enchanted Gardens

Sheppard's Place

Park Hill

Brook Bend


Summit Estates

Park Place

Brookbend Grove

Estates of Garden Valley

Taylor Ridge

Pecan Valley


Flying W Estates

The Cove at North Grove

Plattner Farm

Buena Vista Heights

Franmarkey Terrace

The Estates at North Grove

Podson Estates

Buffalo Ridge

Garden Valley

The Haven at North Grove

Quail Creek Village


Glen Highlands

Karsen Heights

River Oaks


Golden Meadows

Katy Lake on Green

Rolling Acres

Camden Park

Grande Casa

Kelly Place

Royal Park Manor

Cedar Estates

Greathouse Circle Estates

La Vista Estates

Sanger Creek

Chapman Place

Greathouse Village

Lakebreeze Estates


Cimarron Meadows



Settlers Glen

Clear Ridge

Hart Farm

Lakeside Acres

Southridge Estates

Clift Estates

Highland Village Estates


Spring Creek

Cockerham Estates


Marshall Road Estates

Spring Creek Farm

Spring Creek Grove

Trinity Heights

Wallace Farm


Springfield Farms

Twin Lakes Estates

Waterford Crossing


Tecumseh Park

University Park

West Country Meadows

The Arbor At Willow Grove

Vincell Acres

West End

Best Places to Buy a Home Near Waxahachie 

How to buy no credit home in Waxahachie with owner financing (75165, 75167, 75168)

Third-party seller financing provides Waxahachie homebuyers a number of advantages, including no balloon payments or prepayment penalties, a 30-year amortization term, the flexibility to buy any home you choose, and the chance to establish credit, and no credit or income verification requirements.

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