Southbelt/ Ellington, Houston TX owner financed & rent-to-own homes

Southbelt/Ellington is one of the most desirable neighborhoods for families looking to buy affordable homes in and around Harris County. Excellent urban amenities, easy accessibility, plenty of playgrounds and public green spaces, and top-rated schools are some other features that make this area very popular among home buyers. With a median listing price ranging from $200,000 - $300,000, Southbelt/Ellington offers home buyers a wide range of choices. You will find about 150 homes listed for sale here most weeks. Due to high affordability and proximity to Pearland and League City, Southbelt/Ellington is a very competitive real estate market, so you must be financially prepared if you are looking to buy a home here.

If you are looking to buy a home in Southbelt/Ellington, but struggling with credit, we – here at Shop Owner Finance – can help you learn how to buy any home here with owner financing – regardless of your credit or situation.

In this guide, you will get access to all the homes listed for sale in Southbelt/Ellington and nearby areas. We will also discuss how you can buy any of these homes with owner financing.

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Some interesting facts about Southbelt/Ellington real estate market

Here are a few reasons why you should consider buying a home in Southbelt/Ellington:

  • Downtown Houston is less than 20 minutes away. Close proximity to other prominent business centers such as the Galleria and Energy Corridor makes Southbelt/Ellington popular among professionals.
  • Southbelt/Ellington homes are zoned to top-rated schools (with a GreatSchools rating of 9 or more). There are nearly 35 public schools in the area. Some of the most notable public schools include Atkinson Elementary School, Moore Elementary, Turner Elementary School, Meador Elementary School,         South Belt Elementary School, Westbrook Intermediate School, Yes Prep – Southeast, Miller Intermediate School, Carter Lomax Middle School, Fred Roberts Middle, Clear Horizons Early College High School, and Career & Technical High School.
  • Southbelt/Ellington is located in the Greater Houston area – one of the most sought-after real estate markets in Houston.
  • You will find about 150 homes listed for sale here most weeks.
  • You can easily find a beautiful 3-bedroom single-family home for $250,000 or less.
  • Southbelt/Ellington is easily accessible via Interstate 45, Beltway 8, and Texas State Highway 3.
  • The area reported a strong appreciation in property values over the past few years, so buying a home here may turn out to be a profitable investment.
  • The area features desirable neighborhoods such as Clear Lake City and Pearland. There are plenty of excellent family-friendly amenities including playgrounds, parks, entertainment, and sports centers, retail stores, bars and restaurants, and close proximity to golf course communities.

Most Popular Southbelt/Ellington Neighborhoods for Owner-Financed Homes


This historic community dates as far back as the 1800s is now one of the most celebrated neighborhoods in the Southbelt/Ellington area. Amenities and conveniences all over town and its neighboring cities are easily accessible while providing a quick route to downtown Houston.


In the southwestern part of Southbelt/Ellington is a quiet hidden gem with a strong sense of community. The active homeowners association maintains the look and feel of the neighborhood while the bonds continue to be strong among locals thanks to the local events all year round.


The lush green lots and cozy homes all over Kirkwood give out that wonderful mix of suburban and countryside living that's never too far from the conveniences of the big city. It's nearby El Franco Lee Park for some quick outdoor recreation and half an hour away from Galveston Bay for an instant weekend getaway. 

Other Areas to Buy Owner-Financed Homes in Southbelt/Ellington 


Fuqua Landing

Acre Homes

Tierra Park

Clearwood Crossing


Travis Estates

Clearwood Landing

Wood Meadow

Kingspoint Gardens

Eastridge Terrace

Sagemont Park

South University Place

Palm Springs

Village Of College Place


Gulf Palms

Ashley Pointe

Pavilion Oaks

Clear Brook Landing

Beverly Hills

Victoria Park

The Park At Fuqua

Tierra Glen

Clearview Village

Haven Terrace

Las Palmitas

Las Alamedas

Kirkwood South

Sagemont Park

Rainbow Valley

Strawberry Glen


Clear Brook Crossing



Durham Park

Highland Meadow

Sycamore Valley

Meadows Of Clear Creek


Southdown Trace

College Place

Bridges At Blackhawk


Dumas Court

Villas At Fuqua Landing

Kings Garden

Best Places to Buy a Home Near Southbelt/Ellington

How to buy an owner financed home in Southbelt/Ellington

Buying a home in Southbelt/Ellington can be challenging if you don’t qualify for a conventional mortgage due to reasons such as foreign nationality, financial missteps in the past or self-employment.

If you’ve saved enough for a down payment (a minimum of 15-20%), we can help you learn how to get owner financing on any home in Southbelt/Ellington or anywhere else in Houston for that matter. You can pay off your owner financing loan in 30 years at reasonable interest rates or refinance any time you want with a conventional lender without worrying about pre-payment penalties. There are no balloon payments, credit checks, or income verifications.

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