San Jacinto County TX rent-to-own & owner-financed homes

San Jacinto County rent to own

High affordability level, close social ties among residents and rural vibe are some of the features that attract families to San Jacinto County TX. You will find it easier to buy a rent-to-own or owner-financed home in San Jacinto County with no credit check due to a wide selection of homes and affordable residential properties. The median listing price is just $150,000. Though a long commute to reach downtown Houston (about 50-minute car drive) is a downside, high affordability is a major advantage of buying a home in San Jacinto County neighborhoods. If you are struggling with credit, you may need to arrange for a large down payment, up to 20% of the property price.

Here at Shop Owner Finance, we can help you buy any San Jacinto County home you want even with bad credit. Explore the San Jacinto County home listings below and get in touch with us by filling out the form on the property listing page:

167 Properties
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San Jacinto County cities & neighborhoods to buy a no credit check home

Here are some popular San Jacinto County cities and neighborhoods that you should explore when buying a home:


The sparse suburban feel of Coldspring gives locals a quiet retreat after a day’s work. While it’s not quite popular among other homebuyers, the low cost of living makes it a go-to residential hotspot for first-time homebuyers

Point Blank

The peace and quiet of this rural city make it a perfect spot to commune and enjoy the tranquility of nature. While it’s a bit further away from downtown, Point Blank offers a plethora of bars and watering holes for anyone to simply sit back, relax, and enjoy.


If you’re looking for luxury away from busy streets and bustling towns, Shepherd offers the right sense of suburban living. Most homes here have larger frames and even larger lots. Its distance from major urban hotspots also makes it one of the more affordable residential areas all over Houston.

Other San Jacinto Communities Where You Can Buy Owner-Financed Homes:


Cape Royale

Why to buy a rent-to-own or owner financed home in San Jacinto County

Here are a few reasons why you should consider buying a home in San Jacinto County:

High affordability

The median list price for single family homes in San Jacinto County is $150,000. You can buy a home on large wooden lots in this price range. As already mentioned, high affordability is a major advantage of buying a home here. It will easier for you to arrange for a down payment. In an owner financing arrangement, we recommend that you should put at least 15-20% of the property’s value down. For a home with a listing price of $150,000, you will need to arrange for $22,500.

You will find over 500 homes listed for sale most weeks. It means that you will have a lot of options to choose from when you are in the San Jacinto County housing market looking for your dream home.

Less competition

The San Jacinto County housing market is currently not very competitive. It means that you can easily buy a home here with alternative financing options such as rent-to-own or owner-financed home.

Here at Shop Owner Finance, we specialize in working with credit-challenged home buyers. In a buyer’s market, you will have an upper hand on the negotiation table.

Develop close social ties quickly

Home to over 40,000 people from all walks of life and religious, ethnic and racial backgrounds, San Jacinto County neighborhoods feature many close-knit communities. Most long-time residents know each-other. Community events are organized frequently, so you get a lot of opportunities to develop social ties.

San Jacinto County Schools

Here are some public elementary, middle and high schools in San Jacinto County:

  • Northside Elementary School
  • Edward B Cannan Elementary School
  • Cleveland Middle School
  • Shepherd Middle School
  • Shepherd High School

How to buy a rent-to-own or owner-financed home with bad credit in San Jacinto County:

There are usually over 500 residential properties listed for sale in San Jacinto County. We can help you learn how to buy any of these homes with the help of owner financing. Get in touch with today to learn more!

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