Round Rock, TX Owner-Financed & Rent-to-Own Homes with No Credit Check

Round Rock, being the largest city in Williamson County has received numerous accolades because of its continuing focus on the high quality of life. A number of newcomers move in here every year mainly because of its festive community events, scenic community parks, diverse recreational activities, and safe neighborhoods. While Round Rock continues to grow consistently at pace, residents continue to enjoy the family-friendly ambiance that it shares with the neighboring suburbs of Hutto, Leander, Pflugerville, and the rest of Williamson County.

Homebuyers in the Round Rock area get to pick from diverse home designs across different price points. The meticulous process and stringent requirements of most lenders make it nearly impossible for self-employed borrowers, foreign nationals, and the credit-challenged to get approved for a mortgage. When you choose third-party owner financing, you get the flexibility of shopping for any home in Round Rock or within the outlying 78664 and 78665 zip code areas. Except, you don’t have to worry about income verifications, prepayment penalties, high-interest rates, or balloon payments.

This guide will help you learn how to leverage owner-financing to buy the home of your choice regardless of where you are in terms of credit standing.

Why Buy an Owner-financed Home in Round Rock, TX (78664, 78665)?

Here are a few reasons why you should consider buying a home in Round Rock:

• Round Rock homes are usually priced at around $450,000 but the range can go from anywhere between $200,000 to $1,200,000, meaning there’s a home available for any budget.  
• There are 200 homes available on average and the 43% year-over-year property appreciation rate means that buying a home in Round Rock makes for a very good investment.
• The city offers a diverse job market with companies such as Dell, Emerson Process Management, Kalahari Resorts and Conventions, St. David’s Round Rock Medical Center, UPS, and Amazon being the top employers.
• Round Rock has also earned the moniker of the Sports Capital of Texas, having hosted major youth and recreational sports tournaments from world-class athletes.
• The city has also been consistently part of various “safest places to live”. A 2018 survey also reports that 90% of locals responded that they feel very safe living in the city.
• Round Rock’s strong financial management policies have contributed to the city having one of the lowest property taxes in the region.
• The city is home to 37 public schools with Cactus Ranch Elementary, Fern Bluff Elementary, James Garland Walsh, Ridgeview Middle, and RRISD Early College High School being renowned for high-quality education.

Most Popular Round Rock Cities and Neighborhoods for Owner-Financed Homes

Chandler Creek

Nestled in Round Rock’s northeastern district is a quiet community surrounded by open green space and a peaceful neighborhood vibe. Chandler Creek residents mostly come home to cozy craftsman-style homes create an oasis to be one with the community while connecting with nature.

Vizcaya

The open green spaces surrounding this flourishing neighborhood contributes to a laid-back country vibe that’s unique to the area. The central location between Round Rock and Georgetown lets locals enjoy the finest amenities both cities have to offer.

Siena

This close-knit neighborhood beautifully blends the comforts of country living with the convenience of city life. Siena features homes inspired by different architectural movements and brought to life by award-winning local designers.

Other Areas to Buy Owner-Financed Homes in Round Rock

More Round Rock Zip Code Areas to Buy Owner-Financed Homes

How to Buy an Owner-financed Home in Round Rock (78664, 78665)

The Round Rock housing market can be challenging especially for aspiring homeowners who hardly get past the initial verifications. Rent-to-own options may not be as stringent but it limits the choices for homes in the city. Our unique owner-financing program, however, offers a lenient process for credit-challenged home buyers and those who have trouble documenting their source of income. It also offers the freedom to choose the property of their choice (as long as it’s in a loanable condition) without all the meticulous processes.

Interested in learning more? Set an appointment with us today!