Rockwall County, TX rent-to-own & owner-financed home with no credit check

rockwall tx owner financed homes

Located just 25 minutes from downtown Dallas, Rockwall County is popular among families and professionals alike. Lower crime rate compared to other nearby urban areas including Dallas, recent economic growth, employment opportunities, a steep increase in population over the past few years, and access to plenty of recreational opportunities are some of the features that home buyers love about Rockwall. With a median listing price of $350K, most Rockwall County cities such as Royse, Rowlett, and Wylie have become competitive real estate markets. Lots of companies and corporations are moving to the area, creating employment opportunities and spurring economic growth. The population increased to over 100,000 from just 20,000 in the past 20 years.

Conventional lenders such as banks may turn down your mortgage application due to self-employment, foreign nationality, or poor credit, making it difficult for you to buy a home in Rockwall. In this situation, you can explore a unique third-party owner financing program that enables you to buy any single-family home of your choice (listed on the market for sale in Rockwall) with no credit check and no income verification. This system is way better than other alternative financing options such as owner-to-owner or rent-to-own.

In this guide, you will have free access to all the homes listed for sale in Rockwall. You will also learn how to buy any of these homes with owner financing: 

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated April 17, 2024.

Best Places to Buy an Owner-Financed Home in Rockwall County, TX


Considered one of the fastest-growing cities in North Texas, Rockwall offers a thriving job market across different industries and sectors. The walkable downtown area offers a small-town feel made vibrant by local shops, restaurants, and live music events.

Royse City

If you’re looking to enjoy a quiet retreat to the suburbs without compromising city amenities, Royse City offers both at the convenience of its residents. It’s become quite a destination for families because of affordable housing, diverse home selections, low crime rates, and good schools.


Considered a haven for job seekers, this Beachfront community offers convenient access to the prominent areas of Dallas and Plano. The highly-ranked public school system also makes Wylie a major preference among families.

Other Areas to Buy Owner-Financed Homes in Rockwall County






Mobile City



Rockwall (75032, 75087, 75189 zip codes)

Real estate market overview


  • Median listing price: $410K
  • Average number of homes for sale: 200-250 homes
  • Days on the market:  35-45 homes
  • Public schools: 17

 Fate (75087, 75132, 75189 zip codes)

Real estate market overview


  • Median listing price: $305K
  • Average number of homes for sale: 150-200 homes  
  • Days on the market:  45-50 days
  • Public schools: 14


McLendon-Chisholm (75032 zip code)

Real estate market overview


  • Median listing price: $450K
  • Average number of homes for sale: 15-25 homes  
  • Days on the market:  100 days
  • Public schools: 5


Mobile City (75087 zip code)

Real estate market overview


  • Median listing price:
  • Average number of homes for sale:
  • Days on the market: 
  • Public schools:


Best Places to Buy a Home Near Rockwall County

Rockwall TX real estate market overview

  • The median listing price hovers around $350,000. You will find about 500-700 homes listed for sale here most weeks.
  • Homes stay 45 or fewer days on the market. The recent statistics indicate that Rockwall is a seller’s market which means buyers face tough competition.
  • Greenery, leafy streets, large lots with mature trees, and green public spaces give Rockwall a suburban vibe.
  • Rockwall city is about 25 minutes from downtown Dallas. Fort Worth is about 50 minutes from Rockwall. I-30 E connects Rockwall with Fort Worth and Dallas.
  • Community events are organized regularly. For example, weekly concerts at lake Ray Hubbard are very popular among local residents. This gives newcomers an opportunity to connect with residents and develop social ties.
  • Buffalo Creek Golf Club, Lake Ray Hubbard, Harry Myers Park, and the Harbor Rockwall are popular landmarks in the county. Downtown Rockwall features many high-end restaurants, boutique shops, salons, and spas. There are plenty of popular wineries and microbreweries to keep craft beer enthusiasts entertained.
  • Over 30 public schools serve the country. Virginia Reinhardt Elementary, Grace Hartman Elementary, Nebbie Williams Elementary, Linda Lyon Elementary, Celia Hays Elementary, Billie Stevenson El, W R (Bill) Fort Elementary, Amy Parks-Heath Elementary, Maurine Cain Middle, Herman E Utley Middle, J W Williams Middle, Rockwall High, and Rockwall-Heath High are some of the most popular public schools zoned to Rockwall County homes.

How to buy a no credit check home in Rockwall, TX

A competitive real estate poses additional challenges for home buyers struggling with credit. We can help you learn how to get pre-approved with a unique owner-financing system and buy any single-family home of your choice if you are unable to qualify for a home loan. There are no balloon payments or pre-payment penalties. You can pay down your loan over 30 years.

To learn how this owner-financing system is different from rent-to-own, owner-to-own, and other similar alternative financing options, set an appointment today.


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