Red Oak, TX owner-financed & rent-to-own homes (no credit)

red oak no credit check homes

Red Oak is located in Northern Ellis County, only 20 minutes south of Dallas and 30 minutes southeast of Fort Worth. Like its next-door neighbors Glenn Heights, DeSoto, and Cedar Hill, Red Oak has easy access to big-city amenities such as shopping, dining, and entertainment. Whether you're living alone or with family, living in Red Oak offers you the peace of mind that safety is not an issue— violent crimes in Red Oak are 67% lower than the national average.

When you buy a home with rent-to-own financing, the owner’s name remains on the deed. On the contrary, you get immediate ownership when opting for a third-party owner financing in Red Oak or anywhere around the 75154 zip code area. The main difference between these alternative financing arrangements is that you can buy any Red Oak home of your choice with owner financing (different from regular owner-to-owner financing). Not all homes listed for sale in Red Oak can be bought with the rent-to-own method.

In this guide, you will have free access to all the homes listed for sale in Red Oak. You will also learn how you can buy any of these homes with owner financing.

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated May 27, 2024.

Why Buy an Owner-Financed Home in Red Oak, TX (75154)?

The following Red Oak real estate market overview will help you decide if the city is the right home buying destination for you and your family:

  • The median listing price hovers around $280K; however, you will be able to find listings ranging from $150K to $2.5M
  • There are 80-90 homes available for sale and they usually stay listed on the market for an average of 50 days.
  • With peaceful streets, rolling hills, an abundance of red oak trees, and a business-friendly climate, Red Oak provides a peaceful ambiance ideal for family living.
  • Triumph Aerostructures, National Freight Industries, and Knapheide Truck Equipment Center – Southwest are among the impressive list of industries, businesses, and higher education institutions that are well-known in Red Oak, as are multiple banking and finance institutions, as well as a diverse range of retailers and restaurants.
  • This city is one of the fastest-growing in the United States. With a population growth rate of 3.4 percent last year and 17.2 percent in the past five years, the population has reached 12,366.

Most Popular Red Oak Neighborhoods for Owner-Financed Homes

Hickory Creek Estates

This established community offers elegant large-framed homes with a median listing home price of $415,000. Convenient access to major commercial hubs and outstanding schools make Hickory Creek Estates a preference for families.

Cedar Meadows

The large cottage-style homes on massive sprawling lots give out a unique rural air to Cedar Meadows. Families looking to relocate to a picturesque Dallas suburb can easily do so as Cedar Creek lists several properties within the $230,000 price range.   

Eastridge South

This secluded enclave provides a quiet retreat in the northern part of Elis County. The 20-minute drive to Downtown Dallas offers easy accessibility to some of the cities finest venues for shopping, dining, and entertainment.

Other Areas to Buy Owner-Financed Homes in Red Oak

Beckley Pike Estate

Chase Meadows

Cobblestone Estates

The Estates Of Remington

R Bell

Country Ranch

Pecan Chapel

Hickory Creek Estates


Castle Ridge


Hidden Creek

Rock Creek Estates

Bear Creek Polo

Deer Creek

Shiloh Downs

Hollie Acres

Some Day Acres

Meadow Ridge

R L Goodloe

Rushy Creek Estates

Josey Acres

Brian Terrace

Squire Manor

The Woods of Red Oak

Crump Country

Red Oak Club

Crestview Estates

Camden Park of Red Oak

Bear Creek

Country Ridge Estate

Valley Oaks

Oak Creek

Southern Hills

Springfield Lakes

Fox Hollow Estates

The Villages at Charleston


Oak Ridge Farm

Spring Branch

Eastridge Estates

Tanglewood Hollow

Lazy Springs Acres


Red Oak Estates-

Summer Wind Estates

Twin Tree

Ridge Crest Estates

Lowrance Estates

Prairie View


Faith Manor

Hill Country

Country Ridge

Waterview Farms

Cedar Ridge Park

Country Garden

Goodloe Acres

Mara Estates

Batchlor Place

Price Estates

Highland Meadow

Quail Run Estates

Brushy Creek Ranch

Valley Ridge

Prestonwood Estates

Chapman Ranch

Oak Tree Estates


Green Valley

Brookwood Meadows

Eastridge South

Pleasant Ridge

Hilltop Ac-

Smithwick Estates

Best Places to Buy a Home Near Red Oak

How to buy no credit home in Red Oak with owner financing (75154)

Well, you shop for a home like a buyer financed by a conventional bank. You can work with a licensed Realtor to find the home that suits your budget and requirement. You can get the purchase financed with third-party seller financing. It gives you the freedom to choose any home listed for sale on the market in Red Oak. Fixed interest rate, no balloon payments or pre-payment penalty, the usual amortization period (up to 30 years), and no income verification are some of the features that make seller financing stand out from other alternative financing arrangements such as rent-to-own in Red Oak.

Interested in learning more? Get in touch with us today!

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