North Richland Hills, TX rent-to-own & owner-financed homes [no credit]

north richland hills no credit check homes

From excellent job opportunities, quality schools, low-crime environment, and abundant recreational venues— there’s a reason why North Richland Hills has been named as one of the “The Top 100 Best Places to live in America” by Money Magazine. It sits close to other sought-after neighborhoods such as Watauga, Bedford, and Hurst but the growing population of over 70,200 means North Richland Hills means it's not lagging behind as one of the popular housing markets in Tarrant.  

The median listing price hovers around $330K; however, will you be able to find more affordable options for around $200K. Though the competition might be tough because there are more people looking to buy than there are homes available, you still have a good chance of finding the home of your choice from the inventory of about 200-300 homes, given that you are financially prepared.

Looking for a no-credit-check home in DFW? You should consider exploring the North Richland Hills real estate market. Here at, we help buyers struggling with credit to learn about an excellent third-party owner financing program in North Richland Hills or anywhere within the 76053, 76054, and 76117 zip code areas that requires no credit or income verification. Since you can buy any home of your choice in North Richland Hills listed on the market for sale, this program is better than other alternative financing options such as rent-to-own or owner-to-owner.

In this guide, you will have free access to all the homes listed for sale in North Richland Hills and also learn how to buy any of these homes with no credit or income verification: 

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated June 19, 2024.

Why Buy an Owner-Financed Home in North Richland Hills, TX (76053, 76054, and 76117)?  

The following North Richland Hills real estate market overview will help you decide if the city is the right home buying destination for you and your family: 

  • The median listing price hovers around $330K; however, the wide price range offers listings for as low as around $140K or as high as $1.2M to accommodate your preference and budget. 
  • This city has been a seller’s market for a couple of months which means the competition might be tough. There are 200-300 homes available in the inventory and a lot more are being posted weekly, so there is a good chance that you will be able to find the home of your choice. 
  • The listings usually stay on the market for about 40 days, more or less, since this number changes quite frequently. 
  • North Richland Hills provides a quality of life that is desirable—there is a selection of well-known schools, plenty of job opportunities, easy access to different attractions, and a safe environment for growing families. 
  • The traffic in this city is less of a hassle because of the different routes; it is surrounded by several of the major area highways, including the recently upgraded Loop-820, Precinct Line Road, North Tarrant Parkway, and Interstate-30.  

Most Popular North Richland Hills Neighborhoods for Owner-Financed Homes

Lakes of River Trails

The Lakes of River Trails – a growing community a few miles east of Fort Worth – offers an urban oasis in the DFW Metroplex with walking trails, private parks, greenbelts, and lakes. Its central location between Dallas and Fort Worth offers easy commutes and accessibility to North Texas’ most prominent commercial hubs.

Ember Oaks

A community of scenic homes with sturdy foundations and vintage designs, Ember Oaks is a peaceful enclave tucked away in North Richland Hills. While residents mostly enjoy the rural suburb feel, they can easily find shopping, dining, and nightlife venues in the nearby cities of Colleyville and Bedford.

La Fontaine

La Fontaine is a recently-constructed neighborhood in the North Richland Hills area that blends old-town feels with modern housing aesthetics. Most of the homes in the area are mid-sized and seated on large open green lots. It’s usually a relocation spot for first-time homeowners because of the low median home listing price that’s less than $500,000.

Other Areas to Buy Owner-Financed Homes in North Richland Hills

Brandonwood Estates

Fair Oaks Estates

Highpoint Estates

Meadow Lakes

Town Walk Chase

Briarwood Estates

Forest Glenn

Home Town

Meadowview Estates

Urban Trails

Bridlewood Addition

Fossil Creek

Home Town Villas

Reserve at Forest Glenn

Villas at Home Town


Fountain Ridge

HomeTown Cottage


West Hightower Place

Cambridge Estates

Fox Hollow

HomeTown Garden

Shady Oaks

Western Ridge

Century Oaks



Smith Farm

Whispering Oaks

Country Place Estates

Grace Meadows

Iron Horse Commons

Steeple Ridge


Crestwood Estates

Graham Ranch

Iron Horse


Windsor Park


Green Valley Addition

Kingswood Estates

The Villas at Smithfield

Woodland Estates

Diamond Loch

Harmon Farms

Meadow Crest


Woodland Oaks

Best Places to Buy a Home Near North Richland Hills

More North Richland Hills Zip Codes to Buy Owner Financed Homes

  • 76148
  • 76180
  • 76182
  • 76184

How to buy an no credit North Richland Hills with owner financing (76053, 76054, and 76117)

If you aren’t in a situation to qualify for a conventional loan, you can finance your home purchase with a third-party owner financing program. Not only does it give you a 30-year amortization period as a bank-approved mortgage would, but it also lets you refinance through a conventional lender without pre-payment penalties

Get in touch with us today to learn more.


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