Navarro, TX owner-financed & rent-to-own homes with no credit check

navarro no credit check homes

Looking for a no-credit-check home in Navarro county in Texas? Well, while there are many programs offering this (including rent-to-own and owner-to-owner), the unique third-party seller financing enables you to buy any home of your choice. Credit is not much of a factor when you're looking for a home in the Navarro TX housing. While Red OakWaxahachie, and Ennis in the adjacent Ellis County are popular among young professionals, Corsicana, the county seat, is a surging number of homebuyers as well. The median listing price hovers around $200. The biggest attraction is the suburban vibe, greenery, and homes sitting on extremely large lots with mature trees and beautiful landscaping.

In this guide, you will have free access to all the homes listed for sale in Navarro county and its cities, and also learn how to buy any of these homes with owner financing: 

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Creative TLC Realty, LLC are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated January 27, 2022.

Why buy a Navarro, TX home with owner financing 

  • You will find 150-200 homes listed for sale in Navarro, TX most weeks. Buying a home in Navarro may turn out to be a good investment as many home buyers are enjoying a two-digit appreciation in home values per year in the past few years. It means that your home in Navarro will likely build equity faster.
  • Travis Elementary, Sam Houston Elementary, Wortham Elementary, Mildred High, Collins Middle, Ennis J High, Fairfield High, Mildred High, Blooming Grove High, and Wortham High are among the most notable public schools serving Navarro county homes.
  • Navarro is located nearly 1 hour from Downtown Dallas, connected via I-45 S and also I-35E S and S Hwy 287.
  • Navarro is home to nearly 50,000 residents. With a population density of just 45 people per square mile, Navarro offers residents a suburban vibe and the opportunity to live in homes sitting on large lots.

Most Popular Navarro County Cities Neighborhoods for Owner-Financed Homes


This “home town” community offers diverse housing options that range from affordable single-family homes to elegant stately manors. It’s an hour away from the DFW Metroplex but downtown Corsicana already offers a host of dining, shopping, and entertainment options. One of its signature attractions is the local performing arts community enlivened by the Warehouse Living Arts and the Palace Center.


Eureka’s small-town values along with its rich heritage give out a unique charm that makes it a nice place to call home. Traditional houses that come in different types of budgets make this quiet, unassuming city a well-regarded housing market for families.


One of the more popular residential spots in Navarro, Richland offers a wonderful blend of the suburbs and the countryside. This small town maintains a quiet peaceful atmosphere while showing the different facets of the traditional southern charm.

Other Areas to Buy Owner-Financed Homes in Navarro









Blooming Grove






Oak Valley




Neighborhoods and Communities







Rural Shade

Ghost Town


Best Places to Buy a Home Near Navarro

How to buy a no credit check home in Navarro TX with owner financing

What families struggling with credit find lucrative about third-party owner financing is that it works like a conventional mortgage and enables them to buy any single-family home of their choice. It also helps them build credit as the monthly payments are reported to credit bureaus. You can refinance any time you want.

If you feel like owner financing could be a good choice in your situation, set an appointment with us to learn more about this option!

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