Lake Houston, Houston TX ‘owner-financed’ & rent-to-own homes

Ranked as one of the best master-planned communities in Harris County, Lake Houston is popular among homebuyers for its excellent amenities. Residents from the neighboring towns of Atascocita, Humble, and Huffman love visiting Lake Houston for its golf courses and country clubs as well as the outdoor activities to do here (boating, fishing, and skiing). The median listing price ranges from $275,000 - $325,000. You will find about 150-200 homes listed for sale here most weeks. 

If you are looking to buy a home in Lake Houston, but struggling with credit, we – here at Shop Owner Finance – can help you learn how to buy any home here with owner financing – regardless of your credit or situation.

In this guide, you will get access to all the homes listed for sale in Lake Houston and nearby areas (77044 zip code). We will also discuss how you can buy any of these homes with owner financing.

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Some interesting facts about Lake Houston real estate market (77044)

Here are a few reasons why you should consider buying a home in Lake Houston:

  • Lake Houston features many top-ranked schools with a GreatSchools rating of 8 or more. . Some of the most notable public schools include Willow Creek Elementary School, Deerwood Elementary School, Greentree Elementary School, Riverwood Middle School, Crosby Middle School, Creekwood Middle School, Kingwood High School, Hargrave High School, and Atascocita High School.
  • The median listing price is $275,000 - $325,000. You will find about 200 homes listed for sale here most weeks. You can easily find a beautiful single-family home priced at $250,000 or less.
  • The master-planned community is easily accessible via Beltway 8, Interstate 69, and many other main roads and freeways. Downtown Houston is within 30 minutes of the community.
  • Lake Houston offers residents the opportunity to enjoy an active lifestyle. The community features many outdoor activities including canoeing, kayaking, swimming, fishing, boating, and skiing in the lake. You will love the scenery and wildlife of Lake Houston.
  • They are many golf courses and country clubs including the Lake Houston Golf and Country Club, Kingwood Cove Golf Club, and Kingwood Town Center.

Most Popular Lake Houston Neighborhoods for Owner-Financed Homes

Lake Houston Woodland Terrace

Just a few miles east of the waterfront sits the Lake Houston Woodlands Waterfront. Residents here get to enjoy a modern living with newly-constructed luxury homes that come in mid-large-sized frames mostly with open driveways.

Commons of Lake Houston

A home in Commons of Lake Houston lets you connect with nature right in your own backyard. Most properties here have open porches that offer a magnificent view of the sunrise along with a host of activities like fishing, nature trekking, and water skiing.

Fairway Crossing at Lake Houston

A modern mix of traditional and contemporary home designs with a beautiful streetside view make Fairway Crossing a popular retreat away from the city buzz. Residents here get to enjoy a nice quiet stroll on its pine & oak tree-lined streets.  


It's considered one of the more popular communities in the greater Houston area because of housing affordability, top-ranking schools, and great overall quality of life. The edge it has among families, however, is the infrastructure it provides to help entrepreneurs and urban professionals thrive in their chosen fields. It’s a little over half an hour away from downtown Houston but locals don’t need to make the extra effort as Kingwood offers locals a host of shopping, dining, and recreational spots right within the town.


Becoming one of the most diverse neighborhoods within the Lake Houston housing market, Atascocita has seen developments in both the commercial and residential ends over the last few years. It’s attracted a lot of families from around Houston and off-state with a lot of homes available for any budget. It’s also known for its lush open spaces, community swimming pools, hiking trails, among other entertainment and recreational centers.


If you’re into quiet neighborhoods with nice folks and old-town feels, then Huffman is the perfect place to call home. It’s come a long way from its farming roots with newly constructed residential properties and suburban amenities being developed, but much of its charm remains through the close-knit community the locals have built and nurtured over the years. Local community events are one way for people to bond here and these can come in simple gatherings such the Friday Night football games or something gran such as the annual town festivals. 

Other Areas to Buy Owner-Financed Homes in Lake Houston

Bridges on Lake Houston

Lake Houston Estate

Lake Houston Forest

Walden on Lake Houston

Best Places to Buy a Home Near Lake Houston

How to buy an owner financed home with no credit check in Lake Houston

Buying a home in Lake Houston can be challenging if you don’t qualify for a conventional mortgage due to reasons such as foreign nationality, financial missteps in the past, or self-employment.

If you’ve saved enough for a down payment (a minimum of 15-20%), we can help you learn how to get owner financing on any home in Lake Houston or anywhere else in Houston for that matter. You can pay off your owner financing loan in 30 years at reasonable interest rates or refinance any time you want with a conventional lender without worrying about pre-payment penalties. There are no balloon payments, credit checks, or income verification.

Interested in buying a home in 77044?

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