La Porte TX rent-to-own & owner-financed homes with no credit check

Home to nearly 35,000 residents, La Porte is one of the most popular housing markets in Harris County due to its close proximity to downtown Houston. You can reach downtown by car in under 30 minutes. What makes La Porte a desirable destination for families and individuals struggling with credit is the fact that homes are relatively affordable despite the area being so easily accessible from downtown. According to the National Association of Realtors, the median listing price in La Porte is $195,000. You will find over 250 homes listed for sale here. It means that you can easily buy a beautiful single-family home for $200,000 or less.

You can consider buying a rent-to-own or owner-financed home in La Porte if you are unable to obtain a conventional mortgage due to bad or non-existent credit. While rent-to-own enables to buy with bad credit, what makes owner financing a unique solution is the fact that they can buy any home you want with no credit check or income verification. If you are interested in learning how, browse the La Porte home listings below and get in touch with us by filling out the form on the property listing page.

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Why buy a rent-to-own or owner-financed home in La Porte

Here are a few reasons you should consider buying your dream home in La Porte, TX:

Affordability and a wide selection of homes

As already mentioned, homes are relatively affordable in La Porte with a median listing price of $195,000. There are nearly seven neighborhoods very popular among home buyers. Some of the streets and areas where you can buy a home on a budget include South Brownell Street, Bay Harbor Drive, Humphreville, Fondren Street, Antrim Lane, North 7th Street, N 6th Street, Dry Spring Drive, Birch Drive, Oak Grove Street, Canyon Springs Drive, N 2nd Street, and Fairway Drive.

La Porte is currently a balanced market which means that you won’t have to face tough competition from other buyers when you are in this housing market looking to owner finance a home. It may become very advantageous for credit-challenged home buyers.


One of the reasons families loves La Porte is the fact that there are over 26 schools, some of them with a GreatSchools rating of eight or above.

Here are a few of the most notable schools in La Porte:

Elementary Schools

  • Leo Rizzuto Elementary School
  • Lomax Elementary School
  • San Jacinto Elementary School
  • Jennie Reid Elementary School
  • Bay Elementary School
  • La Porte Elementary School
  • Heritage Elementary School

Middle Schools

  • Deer Park J High School
  • Seabrook Intermediate School
  • Lomax J High School

High Schools

  • Clear Falls High School
  • Deer Park High School - North Campus
  • La Porte High School

Amenities and attractions

Proximity to the coastal areas and the presence of a large number of museums and art galleries give La Porte a unique blend of suburban feel and vibrant life.

There are several attractions in La Porte including San Jacinto Monument and Museum, Battleship Texas Historic Site, Sylvan Beach Park, Juan Seguin Historic Park, Bay Forest Golf Course, Governor Ross Sterling Mansion, Crow's Nest Art Gallery, Sylvan Beach Depot Museum, and Library. La Porte is very popular among art and culture enthusiasts and history buffs.

La Porte also features many family-friendly amenities including parks, playgrounds, shopping malls, entertainment, and sports centers and restaurants offering global cuisines.

Popular Neighborhoods in La Porte, Houston

Battlegrounds Vista

For anyone who loves living in larger homes with a whole lot of open space, Battlegrounds Vista can be quite the perfect spot. Apart from its awesome fresh-off-a-video-game name, this popular La Porte subdivision is loved by many because of affordable homes that can go as low as $175,000.

Fairmont Park

If you’re a water buff who loves to get in on the action every weekend or whenever you get the chance, Fairmont Park may be the best place for you yet. Not only is it close to La Porte’s famed Splash Park, but you can also get a home for as low as $180,000.

Lakes at Fairmont Greens

This relatively modern housing market was just established back in 2012 and offers an affluent living environment while maintaining La Porte’s vintage coastal town charm. The $305,000 median listing home price also offers affordable options to budget-conscious homebuyers.

Pine Bluff

This is as close to bay living as it gets. But make no mistake, the average single-family home here in Pine Bluff offers the best of modern living as most houses feature family entertainment rooms, open concept kitchens, and a roomy parking garage. And you can get that at an average price of $250,000.


A peaceful village that doubles as a getaway, Shoreacres is one of the more popular neighborhoods in the La Porte area because of its bayfront vibe. Locals and tourists alike get to enjoy boat access to the bay, community fishing, and kayaking at the Houston Yacht Club.

How to buy a rent-to-own or owner-financed home in La Porte

Buying a rent-to-own or owner-financed home in La Porte may be a viable option if you are struggling with credit.

Here at Shop Owner Finance, we help home buyers learn how to buy any home they want with owner financing. If you are interested in knowing more, get in touch with us today!

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