Krum, TX owner-financed & rent-to-own homes (no credit)

Krum, TX No-Credit-Check Homes

Large newly-constructed homes sitting on spacious lots, top-ranked schools, and a very diverse job market make Krum a popular housing market for families raising kids and professionals. The small city in Denton is located near other prominent places such as Krugerville, Argyle, Shady Shores, and Lake Dallas.  Single-family homes here cost around $300,000 with close to 60 homes staying listed on the market for 40 days on average.

Bank-assisted financing remains the primary option for financing a home in this small city, but entrepreneurs and self-employed professionals struggle to get approved due to inconsistent monthly income. Rent-to-own may be appealing to most homebuyers but a third-party owner financing in Krum or anywhere within the 76249 zip code area program can be a better alternative to help you realize your dream of homeownership. Apart from having no credit checks and income verifications, it also allows you to pick the home of your choice as long as it’s in a loanable condition.

In this guide, you will have free access to all the homes listed for sale in Krum. You will also learn how you can buy any of these homes with owner financing.

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated April 17, 2024.

Why Buy an Owner-Financed Home in Krum, TX (76249)?

The following Krum real estate market overview will help you decide if this Denton town is the right homebuying destination for you and your family: 

  • The median listing home price is $300,000. Krum features mostly newly-constructed single-family homes sitting on spacious green lots.
  • For budget-conscious buyers, there are cheaper options available.
  • Krum offers diverse job opportunities including mid-level office executives, teaching, and administrative support, among others.
  • The population has grown by more than 22% over the last decades which means it is becoming one of the most preferred residential areas in Denton County.
  • Krum is known for its racial diversity.
  • It’s 30 minutes away from the Dallas-Fort Worth metropolitan area, giving residents quick and easy access to major commercial districts as well as major business hubs.
  • Schools in the area include Mountain View Elementary School, Krum Middle School, Dyer Elementary School, Blanche Dodd Intermediate School, Krum Middle School, and Krum High School.

Most Popular Krum Neighborhoods for Owner-Financed Homes


The dense greeneries and lush trees found in and around Northridge offer a safe, quiet haven for homeowners to sit back, relax, and enjoy. The conventional designs of properties in the area create a perfect accent that lets residents break away from the fast pace of city living without being far away from its conveniences.

Little Brook Estates

Diverse homes mostly with a farmhouse design are commonplace in little brook estates. But the emerging presence of newly-constructed family homes and manor-style houses add variety and character that's building a beautiful blend between the countryside and the suburbs. While it's tucked away in the southeastern part of Krum, locals get to enjoy sights, attractions, and conveniences in the neighboring city of Denton.

Hopkins Meadows

This small-town on the eastern part of Krum offers the genuine southern charm Texas has always been known for. Its proximity to both Denton and the lakes of Lewisville and Ray Roberts give residents a change of pace from the busy city, to the calming lake, and back to the cozy countryside with ease.

Other Areas to Buy Owner-Financed Homes in Krum

Myers Farm

Friendly Acres


High Ridge

Breezy Acres



Hackberry Ridge

ABCO Assoc

Westfield Estates

Aspen Park

Eaglechase Estates



High Meadow Estates

Saddlebrook Estates

Rippy Estates

Barnett Estates

North Point

Quail Run Estates

Eiland Estates

Fowler Farms

Southwind Place

Harington Ranch

Meadow View

Hopkins Meadows

Kelsoe Tractor

Spring Hill Estates


High Meadows

Best Places to Buy a Home Near Krum

Purchasing No-Credit homes in Krum (76249)

Credit score or employment history are some of the top reasons why aspiring homebuyers get denied a conventional mortgage. Rent-to-own in Krum does not provide immediate homeownership and it limits the choices for available properties. Owner financing, on the other hand, provides more flexibility in terms of letting you pick any home listed on the market as long as it’s in a loanable condition. It is payable in 30 years and allows you to refinance with a conventional lender without pre-payment penalties.

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