Johnson County, TX owner-financed & rent-to-own homes with no credit check

Most Johnson County cities offer a small-town feel, so if you like a laid-back lifestyle with easy access to excellent amenities, you would love living here. With a median listing price of just $250K, homes in Johnson are more affordable compared to other neighboring counties including Denton. You will find over 1000 homes listed for sale here most weeks.

If self-employment, foreign nationality, poor credit, or any other such reason are preventing you from obtaining a conventional mortgage and buying a home in Johnson County, we can help you learn about a unique third-party owner-financing program. It enables you to buy any single-family home of your choice (that is listed on the market for sale) with no credit check or income verification.

In this guide, you will have access to all the homes listed for sale in Johnson County. You will learn how to leverage owner financing to make your dream of owning a home here a reality regardless of your credit situation:

402 Properties
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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Creative TLC Realty, LLC are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated July 30, 2021.

10 Best Places to Buy a No Credit Check Home in Johnson County, TX

Cleburne (76033, 76058, 76031 zip codes)

Real estate market overview

  • Median listing price: $180K - $190K
  • Average number of homes for sale: 450-500 homes
  • Days on the market:  55-65 days
  • Public schools: 18

 

Alvarado (76009 zip code)

Real estate market overview

  • Median listing price: $195K-$205K
  • Average number of homes for sale: 80-100 homes  
  • Days on the market: 50-60 days
  • Public schools: 4

 

Rio Vista (76093 zip code)

Real estate market overview

  • Median listing price: $245K - $250K
  • Average number of homes for sale: 25-40 homes  
  • Days on the market:  55-65 days
  • Public schools: 3

 

Grandview (76050 zip code)

Real estate market overview

  • Median listing price: $270K - $280K
  • Average number of homes for sale: 40-60 homes
  • Days on the market:  55-65 days
  • Public schools: 6

 

Joshua (76058 zip code)

Real estate market overview

  • Median listing price: $265K-$275K
  • Average number of homes for sale: 70-90 homes  
  • Days on the market:  55-60 days
  • Public schools: 8

 

Godley (76044 zip code)

Real estate market overview

  • Median listing price:  $385K - $395K
  • Average number of homes for sale: 100-120 homes
  • Days on the market:  45-55 days
  • Public schools: 4

 

Keene (76031, 76059 zip code)

Real estate market overview

  • Median listing price: $250k-$260k
  • Average number of homes for sale: 15-25 homes  
  • Days on the market:  40-50 days
  • Public schools: 12

 

Briaroaks (76028 zip code)

Real estate market overview

  • Median listing price: $315K-$325K
  • Average number of homes for sale: 2-5 homes  
  • Days on the market:  50-60 days
  • Public schools: 2

 

Cross Timber (76028 zip code)

Real estate market overview

  • Public schools: 6

 

Why Buy an Owner-financed Home in Johnson County, TX?

Here are a few reasons why should consider buying a home in Johnson County:

  • Johnson County is very popular among families and professionals looking for affordable homes. While the median listing prices hover around $250K, you can easily find a large 3-bedroom single-family home listed for $200K or less. High housing affordability makes it easier for buyers struggling with credit to realize their home ownership dream.
  • Most Johnson County cities offer easy access to Fort Worth downtown area. For example, Cleburne is just 35 minutes from Fort Worth by car.
  • If you like a small-town feel, you would love living in the Johnson County cities. Cleburne features a wide variety of retail stores and restaurants. The community is diverse and the newcomers find the local residents friendly. It helps them develop social ties faster.
  • Due to high affordability, the market has become competitive over the past few years. Most homes are staying 50 or fewer days on the market. If you manage to buy a reasonably priced home, you will likely build equity faster.
  • Johnson County homes are zoned to over 80 public schools. North Joshua Elementary, Alvarado El-South, Annette Perry Elementary, Tarver-Rendon Elementary, Grandview Elementary, Donna Shepard Intermediate, Tom And Nita Nichols Middle, Linda Jobe Middle, Rogene Worley Middle, Mary Orr Intermediate, Grandview High, Joshua High School Ninth Grade Campus, Mansfield Lake Ridge High, Mansfield Legacy High, and Joshua High are the most notable public schools that serve the county.

 How to Buy an Owner-financed Home in Johnson County

When mortgage applications are turned down by banks, most prospective home buyers jump to the conclusion that they would never be able to fulfill their home ownership dream. Alternatively, they try to explore rent-to-own, owner-to-owner, or other similar types of financing arrangements. Here at TL Global, we help families and individuals looking to buy a home in Johnson County to learn how to leverage a third-party owner financing system. This system enables you to buy any single-family home of your choice (it must be in loanable condition) with no credit check or income verification. This system stands out from other programs because there is no pressure to pay early and there are no pre-payment penalties. It means that you can pay down your loan in 30 years with fixed monthly installments. And, if your credit improves in the meantime, you can refinance with a conventional lender.

Interested in learning more? Set an appointment with us today!

 

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