Jefferson County TX rent-to-own & owner-financed homes with no credit check

Jefferson County no credit check homes

With a population of nearly 250,000, Jefferson County, TX is one of the most affordable housing markets. Though it’s located far away from Houston, you can definitely consider buying home in Jefferson County cities if you are looking to live in a peaceful and quiet neighbourhood with a rural vibe. Most homes are single family and sit on large plots. The median listing price starts at just $150,000. It means that you can find a home in a budget. It is very advantageous if you are looking to buy a rent-to-own or owner-financed home in Jefferson County with no credit check because you can’t qualify for a conventional mortgage.

If you are struggling to get a conventional mortgage, we can help you learn how to buy any Jefferson County you want even with bad credit. Explore the Jefferson County homes listed for sale below and get in touch with us by filling out the form on the property listing page. We will get you started on your home buying journey in no time.

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Why buy a rent-to-own or owner-financed home in Jefferson County

Here are a few reasons why you should consider buying a home in Jefferson County, TX:

Top-rated schools

Families raising kids love Jefferson County because it is served by many top-rated schools. Here are some of the public elementary, middle, and high schools in Jefferson County:

 Elementary Schools

  • Highland Park Elementary School
  • Langham Elementary School
  • Ridgewood Elementary School
  • Sabine Pass School
  • Van Buren Elementary School
  • Helena Park Elementary School
  • Hamshire-Fannett Elementary School
  • Taft Elementary School
  • Groves Elementary School
  • Curtis Elementary School

Middle Schools

  • Sabine Pass School
  • Hamshire-Fannett Middle School
  • Port Neches Middle School
  • Groves Middle School
  • Bob Hope School

High Schools

  • Sabine Pass School
  • Hardin-Jefferson High School
  • Beaumont ISD Early College High S
  • Port Neches-Groves High School
  • Bob Hope School


Regardless of your ethnic, religious, or racial background, you would feel part of the community in Jefferson County after buying a home here. Most families here are long-time residents and a high ratio of owner-occupied properties will help you develop social ties after buying a home here.

Affordability and a wide selection of homes

As already mentioned, the median home price in Jefferson County is just $150,000. It is advantageous in your case because you may need to arrange for a large down payment to buy a home with rent-to-own or owner-financing. Since homes are affordable, it will be easier for you to save for a down payment.

Besides, Jefferson County is currently a buyer’s market. It means that you won’t face tough competition from other buyers after submitting an offer on a property. Jefferson County home sellers will be more willing to accept alternative financing options.

Jefferson County Cities and Neighborhoods for buying an Owner-Financed Home

Here are some of the most popular cities and neighborhoods where you can buy rent-to-own or owner-financed homes regardless of your credit situation:


Those who are looking for a bit of culture and history can find a bit of both in Beaumont. While it’s a bit closer to the coastal cities, it’s more known for several cultural attractions including the Spindletop-Gladys City Boomtown Museum and the Dishman Art Museum.

Bevil Oaks

Being out in the greens and appreciating wildlife is second nature to locals here at Bevil Oaks. This unassuming city on the east end of H-Town retains much of its small-town feel with properties either offering a picturesque lawn front or a tranquil waterfront.

Port Arthur

While it’s more known to house the largest oil refinery in the country, it’s also home to the finest collections of art centered on the Texas and Louisiana Gulf History. But what makes it attractive to first-timers is the low cost of living that’s 11% below the city’s average.





Port Neches


Taylor Landing


Central Gardens




Beauxart Gardens




How to buy a rent-to-own or owner-financed home in Jefferson County

Buying a rent-to-own or owner-financed home in Jefferson County is easy, but you should know how to buy any Jefferson County home you want so that you don’t have to make compromises with your budget, requirements, or location.

Here at Shop Owner Finance, we will help you learn how to buy any Jefferson County home you want even with bad credit.

Get in touch with us today to know more!

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