Irving, TX rent-to-own & owner-financed homes with no credit check

Irving, TX owner-financed homes

Ranked as one of the most diverse cities in the United States, Irving is home to nearly 240,000 residents. It's located at the heart of the DFW metroplex, making it very popular among professionals and job seekers. Because of the thriving job market, Irving reports a higher household income median as well as a lower unemployment rate than in Dallas. The city features about 400 diners and restaurants that offer global cuisines to Irving locals as well as foodies from the adjacent cities of Euless, Farmers Branch, and Grapevine. Public green spaces, family and pet-oriented events, friendly residents, low crime rate, easy access to Dallas (17 minutes) and Fort Worth (28 minutes), and excellent schools are some of the features that make Irving a great place to live for families.

Homes in Irving stay 55 or fewer days on the market due to the high demand for housing. For this reason, homebuyers struggling with credit may face additional challenges. If you are unable to obtain a home loan from a bank, we can help you learn about a unique third-party owner financing system in Irving or anywhere in its major zip code areas of 75014, 75015, and 75016. You can buy any single-family home of your choice (listed on the market for sale) with no credit check or income verification.

In this guide, you will have access to all the homes listed for sale in Irving, TX. You will learn how owner financing can help you buy any of these homes regardless of your credit situation. 

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated May 28, 2024.

Why Buy an Owner-Financed Home in Irving, TX (75014, 75015, 75016)

  • The median listing price ranges from $350K to $360K
  • You will find about 300-400 homes listed for sale here most weeks.
  • Homes stay 55 or fewer days on the market
  • Nearly 75 schools serve the city. Lakeside Elementary, Valley Ranch Elementary, Mockingbird Elementary, Brandenburg Elementary, Great Hearts Irving, Pinkerton Elementary, Coppell Middle East, Coppell Middle West, Great Hearts Irving, Uplift Education-North Hills Prep, Coppell High School, Jack E Singley Academy, and Universal Academy are among the most notable public schools zoned to Irving homes.
  • The hospitality industry is the biggest employer with the city featuring over 75 hotels. Many professionals who work in Dallas and Fort Worth prefer to live in Irving due to its convenient location, low cost of living, and easy access to excellent amenities.
  • Las Colinas is a popular master-planned community with high-rise office buildings and family homes set around golf courses and lakes. The community features 10,000+ offices.
  • Due to the recent economic growth and plenty of employment opportunities, Irving has witnessed a steep increase in population, making it one of the fastest-growing cities in Texas. Most buyers are building equity faster as property values are appreciating due to the demand for housing.
  • The Mustangs of Las Colinas Museum, Grapevine Lake, Lone Star Park, and Irving Arts Center are some of the most notable landmarks in the city.

Most Popular Irving Neighborhoods for Owner-Financed Homes

Las Colinas

Often touted as a city within a city, this master-planned community, Las Colinas offers the best of urban living with a balanced mix of residential properties and commercial business spaces. It’s got everything residents need within reach from its huge collection of 56 lakes, to miles of hiking trails, to country clubs, even its own hospital.

Hackberry Creek

With its balance of luxury and security, families living in Hackberry Creek give families the confidence of living life with little worries. Like Las Colinas, this gated community has everything residents can enjoy such as lush green parks, an amenity-rich community center, and its very own golf course.

Irving Heights

The careful mix of affordability and diversity makes Irving Heights an ideal starting point for aspiring homeowners. Properties here offer broad choices for home designs from different time periods that date back to the 1940s.

Other Areas to Buy Owner-Financed Homes in Irving

Beacon Hill

Glen Cove Village

Le Chateau

Pioneer Valley Estates

The Dominion

Bell Manor South

Graff Farms

Legends Crossing

Plymouth Park

The Terraces at Las Colinas

Campion Hollows

Green Hills North

MacArthur Place

Redmon Estates

Towne Lake Estates

Castle Heights

Hardrock Estates

Mandolin Collection

Ridgecrest Manor

Tudor Lane

Colby Place

Highway Court

Manors at Valley Ranch


Valley Ranch


Idus Ash

Nichols Park


Villas at the Studios

Delaware at Heritage Crossing

Ingram Estates

North Hills Estates

Silverleaf Estates

Villas of Escena


Jackson & Blanton

Northgate West

South Haven

West Irving Acres


Lakeside Village

Northwest Park


Wildwood Heights

Garden Isles

Las Brisas



Wood Creek Estates

Garden Oaks

Woodbrook Estates


Sunset Acres


Best Places to Buy a Home Near Irving

More Irving Zip Code Areas to Buy Owner-Financed Homes














How to buy an owner-financed home with no credit check in Irving (75014, 75015, 75016)

We can help you learn how to buy any single-family home of your choice with owner financing. Unlike rent-to-own or owner-to-owner financing arrangements, owner financing offers many benefits to buyers struggling with credit. You get a fixed-rate loan that you can pay over 30 years just like a conventional mortgage. There are no balloon payments and pre-payment penalties.

Interested in learning more? Set an appointment today.

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