Humble TX rent-to-own & owner-financed homes with no credit check

humble tx rent to own homes

Humble TX is one of the most affordable housing markets near Houston. The median listing price is just $230,000 which makes it one of the most sought-after destinations for credit-challenged home buyers. Easy accessibility to downtown Houston, top-rated schools, excellent amenities and affordable housing options are some of the features that draw a lot of families and professionals to this Houston suburb. Humble - located in Harris County, is home to over 16,000 residents with diverse ethnic and religious backgrounds.

If you are struggling to qualify for a conventional mortgage, you can consider buying a home in Humble with owner financing and other alternative financing options such as rent-to-own. Browse through the Humble home listings below and fill out the form on the property listing page. We – here at Shop Owner Finance – will help you learn how to buy that home with owner financing.

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Why buy a rent-to-own or owner-financed home in Humble with bad credit

Here are a few reasons you should consider buying a home in Humble TX:

High affordability and wide selection of homes

As already mentioned, the median listing price in Humble TX is $230,000. Since alternative financing options such as owner financing may require you to arrange for a reasonably large down payment (anywhere between 15% and 20%), you will find it easier to buy a home in Humble.

According to the National Association of Realtors (NAR), there are about 1500 homes listed for sale in Humble most weeks. The majority of residential properties listed for sale are single-family homes. The wide selection of homes makes it easier for you to buy a home within your budget despite the fierce competition among buyers for homes in desired locations.

Top-rated schools

Humble TX residents have easy access to over 75 elementary, middle, and high schools. Some of the top-rated public schools in Humble include:

Elementary Schools

  • Shadow Forest Elementary School
  • Willow Creek Elementary School
  • Deerwood Elementary School
  • Bear Branch Elementary School
  • Eagle Springs Elementary School
  • Greentree Elementary School

Middle schools

  • Riverwood Middle School
  • Creekwood Middle School
  • Timberwood Middle School
  • Woodcreek Middle

High schools

  • Quest Early College High School
  • Kingwood High School
  • Kingwood Park High School

The majority of these schools have a GreatSchools rating of 8 or more. This makes Humble a very popular housing market among families.

Excellent amenities

A large number of restaurants, diners, bars, shopping malls, swimming pools, playgrounds, sports facilities, parks, and golf course communities add to the charm of this suburb. Wide tree-lined streets and greenery are also some of the best features of Humble. Some of the great places in Humble for recreational activities, shopping, and dining include:

  • The Golf Club of Houston
  • Schott Park,
  • Hirsch Park,
  • Timberwood Park,
  • Uptown Park.
  • Dick’s Sporting Goods,
  • Dillard’s,
  • Forever 21,
  • JCPenney,
  • Macy’s,
  • Sears

Easy accessibility to downtown Houston

Due to the proximity to Highway 59 (Eastex Freeway), Humble provides easy access to downtown Houston. This makes it a favorite destination for professionals.

Popular Neighborhoods in Humble

Eagle Springs

Sports buffs would love Eagle Springs for its abundance of recreational sports facilities which include tennis courts, soccer fields, baseball fields, as well as a sand volleyball court. It also comes with neighborhood pools and playgrounds for kids to have fun and enjoy.

Fall Creek

If you’re a huge fan of water sports or love getting your feet wet, Fall Creek offers about 3 acres of wetlands along with a couple of swimming pools and a splash park. There’s also a homegrown course for those who love putting greens.

Walden on Lake Houston

The small-town vibe of Walden creates a relaxing vibe and a scenic environment that’s complemented by world-class amenities including a neighborhood pool located right in the middle of a golf course.

Atascocita Shores

If the beautiful view of the lake is not enough to captivate you, maybe Atascocita Shores’ miles and miles of nature trails will. Homes here have a family-friendly feel while the local playground, neighborhood pool, and easily-accessible golf course ensure locals always have something to do.


Those who love living close to the beach don’t have to look any further. Balmoral offers a beautiful lagoon-style beach entry pool with actual white sand and a beach volleyball court.

Other Humble Neighborhoods Where You Can Buy Owner-Financed Homes:

Arbor Trails

Claytons Corner

Island Greens

Oak Knoll Estates

Atasca Oaks

Claytons Park


Oaks Atascocita

Atasca Woods

Club Point

Kenswick Forest

Park At Atascocita Forest

Atascocita Forest

Cypress Gardens

Kenswick Glen

Park At Kings Manor Condo

Atascocita Meadows

Cypresswood Point

Kenswick Meadows

Parkland Estates

Atascocita North

D B Cherry Abst 695 J Strange

Kenswick Trace

Parkside At Kingwood Glen

Atascocita Park

Deerbrook Estates

Kings Colony

Pinehurst Of Atascocita

Atascocita Shores

E Herron U/r Abst 95 WB Adams

Kings Crossing

Pines Of Atascocita

Atascocita South

Eagle Creek

Kings Lake Estates


Atascocita Spgs

Eastex Oaks Village

Kings River Estates


Atascocita Timbers

Fall Creek

Kings River Villas

Saddle Ridge

Atascocita Trace

Forest Shadows

Kingwood Glen

Shady Trees Addn

Atascocita Trails

Foxwood (Humble)

Kingwood Glen Village

Spears Village

Atascocita West

Foxwood Mdws

Kingwood Kings River Village

Sunset Ridge

Audubon Park

Glen Lee Place

Kingwood Place

Sunset Ridge West

Balmoral Park Lakes East

Golf Villas Of Atascocita

Lakeland (Humble)

The Colony

Belleau Wood East

Green Manor

Laurel Place

Timber Forest

Belleau Woods


Lee Land



Heather Ridge Village

Lucius Edw



Hobby Wm

Memorial Glen

Tour 18






Humble Acres

Mill Creek

WB Adams Abstract


Humble Estates

Morrison Mobile Homes

Walden Green

Canyon Gate At Park Lakes

Humble Heights

North Belt Forest

Walden On Lake Houston

Canyon Village At Park Lakes

Humble Road Gardens

North Hollow Estates


Charpiot Partition Abst 1385 He&wtrr Co

Humble Road Place



Classic Pines Estates

Intercontinental Village

Nueces Park Place


Clayton Park East


Oak Hill Estates

Woodland Pines

Humble real estate market

The Humble housing market is currently very competitive and the reasons are obvious. You may have to get into a bidding war as most homes in desired locations receive multiple offers and are sometimes sold above the asking price.

In this scenario, you must be financially prepared particularly when you are struggling with credit. However, being credit-challenged doesn’t mean you can’t overcome the competition and buy your dream home. Owner financing enables you to buy any Humble home you want just like a regular home buyer can.

If you are interested in learning more about your options, get in touch with us today!

Housing Market

Median Listing Price


Average Days on Market

41 Days

Public Schools


Homes for Sale


Commute Times


23 Minutes

Texas Medical Center

32 Minutes

Museum District

27 Minutes

Energy Corridor

39 Minutes

Humble Appreciation Trends

Humble Local Education

Top Elementary Schools

SchoolRatingNeighborhoods/CitiesMedian Listing Price
Vista Academy of Humble 7/10 Humble, Woodland Pines, Atascocita Acres $310,000
Fall Creek Elementary 6/10 Fall Creek/Canyon Gate at Park Estates/Audubon Park $347,000
Atascocita Springs Elementary 6/10 Atascocita/The Groves/Lakeshore  $287,000

Top Middle Schools

SchoolRatingNeighborhoods/CitiesMedian Listing Price
Vista Academy of Humble 7/10 Humble, Woodland Pines, Atascocita Acres $310,000
Jones Middle 5/10 Humble/Kenswick $292,000
Westlake Middle 5/10 The Groves/Summerwood/Lakeshore $304,000

Top High Schools

SchoolRatingNeighborhoods/CitiesMedian Listing Price
Quest Early College High 7/10 Atascocita Trace/Woodland Pines/Laurel Place $247,000

Discover the Best of Richmond

While modest in name, Humble offers a rich living experience through exciting attractions and hotspots for everyone to love: 


  • Elm & Magnolia
  • Raffa’s Waterfront Grill
  • Palette Indian Kitchen
  • Smashburger
  • The Curry House


  • Old MacDonald’s Farm
  • Humble Museum
  • Charles Bender Performing Arts Center
  • Humble Public Library
  • Houston WaterWorks


  • Deerbrook Mall
  • Humblewood Shopping Center
  • Deerbrook Crossing
  • Humble Plaza Shopping Center
  • Deerbrook Shopping Center

Leisure and Entertainment

  • Old MacDonald’s Farm
  • Humble Museum
  • Charles Bender Performing Arts Center
  • Humble Public Library
  • Houston WaterWorks

Parks and Recreation

  • Mercer Aboretum & Botanic Gardens
  • Atascocita Park
  • Tour 18 Golf Course
  • Golf Club of Houston
  • Schott Park


  • H-E-B
  • A-1 Supermarket
  • Casa del Pueblo Meat Market
  • Humble Shell
  • Dollar General

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