Harris County, TX rent-to-own & owner financed homes with no credit check
Home to over 450,000 residents, Harris County is the most populous county in Texas. While the population growth over the past two decades has fuelled the demand for housing in Harris County TX, you will find over 25,000 homes listed for sale most weeks here. It means that the county offers a wide variety of home buying options and is a popular housing market near Houston. It is particularly popular among credit challenged individuals and families looking to buy a home with no credit check because most Harris County neighborhoods are affordable. The median home price hovers around $280,000.
Harris County is home to about 1,200,000 residential properties. A mature housing market offers credit challenged home buyers enough opportunities to fulfill their home ownership dream through alternative financing options such as rent-to-own or owner financing. If you are struggling with credit, a rent-to-own home or an owner finance home is the best option for you.
You can start your home buying journey (regardless of your credit situation) by exploring a few of the Harris County home listings below. You can also access our free MLS home search function by clicking here.
Pop Realty
Exp Realty, Llc
RE/MAX The Woodlands & Spring
Jla Realty
Coldwell Banker Realty
Keller Williams Realty - Memor
Realm Real Estate Professional
Garrido Homes
Garrido Homes
Lovett Realty, Inc
Skyes Real Estate Group
The Monarch Team, LlcHousing Market
Median Listing Price
$350,000
Average Days on Market
42 Days
Public Schools
1,419
Homes for Sale
21,388
Commute Times
Downtown
36 Minutes
Medical Center
34 Minutes
Museum District
31 Minutes
Energy Corridor
34 Minutes
Harris County Appreciation Trends
Harris County Local Education
Top-Ranked Elementary Schools
| School | Rating | Neighborhoods/Cities | Median Listing Price |
|---|---|---|---|
| Warner Hill Elementary | 10/10 | Cypress/Houston | $350,000 |
| West University Elementary | 10/10 | West University Place/Houston | $1,025,000 |
| Sampson Elementary | 10/10 | Coles Forest/Cypress | $474,000 |
Top Middle Schools
| School | Rating | Neighborhoods/Cities | Median Listing Price |
|---|---|---|---|
| Smith Middle School | 9/10 | Cypress Creek Lakes/Cypress | $464,000 |
| Rodger & Ellen Beck Jr High | 10/10 | Kelliwood/Cross Creek | $632,000 |
| Project Chrysalis Middle | 10/10 | East Downtown/Magnolia Park | $324,000 |
Top High Schools
| School | Rating | Neighborhoods/Cities | Median Listing Price |
|---|---|---|---|
| Tomball Memorial | 9/10 | Villages of Northpointe/Westbourne | $293,000 |
| Micheal E. DeBakey High | 9/10 | Southgate/Southside Place | $1,465,000 |
| Carnegie Vanguard | 9/10 | Fourth Ward/Hyde Park/Montrose | $481,600 |
Discover the Best of the Harris
Being the heart of Houston’s key cultural and recreational districts, Harris County offers more than its fair share of shopping, dining, recreation, and entertainment choices:
Dining
- ✓Lucille’s
- ✓Turner’s
- ✓Vic & Anthony’s Steakhouse
- ✓Brennan’s of Houston
- ✓Taste of Texas Restaurant
Nightlife
- ✓Bauhaus Houston
- ✓Nightlife
- ✓The Original Red Rooster
- ✓Bar Bar Night Club
- ✓Mr. A’s The Club
Shopping
- ✓The Galleria
- ✓River Oaks Shopping Center
- ✓Town & Country Village
- ✓Almeda Mall
- ✓South Main Shopping Center
Leisure and Entertainment
- ✓1940 Air Terminal Museum
- ✓Annunciation Greek Orthodox Cathedral
- ✓Art Car Museum
- ✓Children’s Museum of Houston
- ✓Downtown Aquarium
Parks and Recreation
- ✓Edith L. Moore Nature Sanctuary
- ✓Discovery Green
- ✓Hermann Park
- ✓George Bush Park/Eldridge
- ✓Gerald D. Hines Waterfall Park
Groceries
- ✓Trader Joe’s
- ✓H-E-B
- ✓Central Market
- ✓Phoenicia Specialty Foods
- ✓Whole Foods Market
Why buy a no-credit-check home in Harris County TX
Here are some of the reasons why you should consider buying a home in Harris County TX:
Affordability
Harris County draws a lot of credit-challenged homes buyers because homes are comparatively affordable. Regardless of your budget, you can easily find a home in a location that suits your lifestyle and needs. Some recent studies claim that it is comparatively easier for average-wage workers to afford a home.
Top-performing School Districts
One of the reasons Harris County is a popular destination for families is that it is home to top-performing school districts. Here is the list of school districts in Harris County:
- Aldine Independent School District
- Alief Independent School District
- Barbers Hill Independent School District
- Channelview Independent School District
- Crosby Independent School District
- Cypress-Fairbanks Independent School District
- Deer Park Independent School District
- Galena Park Independent School District
- Goose Creek Consolidated Independent School District
- Houston Independent School District
- Huffman Independent School District
- Humble Independent School District
- Klein Independent School District
- La Porte Independent School District
- New Caney
- North Forest Independent School District
- Pasadena Independent School District
- Sheldon Independent School District
- Spring Branch Independent School District
- Spring Independent School District
- Tomball Independent School District
A wide range of home buying options
Most neighborhoods are made up of single-family homes. It makes Harris County an ideal place to buy a home for families who can’t obtain a mortgage from a conventional lender. However, you have a wide range of home buying options such as townhomes and semi-detached homes.
Amenities
Most cities, towns, and neighborhoods in Harris County feature world-class amenities and recreation centers such as public parks, playgrounds, community swimming pools, restaurants, malls, bike and hike trails, and sports facilities.
Popular Harris County neighborhoods and cities
Houston
Considered as the fourth largest city in the U.S., Houston boasts an ever-growing housing market mainly because of high affordability and low cost of living. While it retains much of Texas’ world-renowned southern charm, the city continues to diversify with residents from different cultures and ethnicities flocking in to call the city their new home.
Bunker Hill Village
This upscale residential neighborhood remains one of the most sought-after housing markets in Houston because of its top-rated schools, excellent family-friendly amenities, consistently uniform development, and steep appreciation in property values.
Shoreacres
Locals and tourists alike love Shoreacres for its quiet community feels and the charming bayfront vibe. Anyone here can easily enjoy fishing, kayaking, boating, and a host of other water activities thanks to the Houston Yacht Club. Beach bums would also find more reasons to love this city for its proximity to the famous Sylvan Beach.
Hedwig
Hedwig Village is an exclusive residential neighborhood known for its vintage and mansion-style properties sitting on large lots with mature trees. Apart from the usual amenities, Hedwig is known as a self-sustaining city with its local police force and fire departments.
Nassau Bay
Originally developed to house the Johnson Space Center to provide housing for astronauts, aeronautics professionals, and their families, Nassau Bay has grown to become one of the most thriving communities on this side of Houston with different amenities for residents of all ages. The Johnson Space Center’s creative team, in fact, has produced an incredible assortment of touring exhibitions and outstanding events specifically for the facility.
Other Areas to Buy Owner-Financed Homes in Harris County
Cities
|
Bellaire |
Bunker Hill |
Deer Park |
|
El Lago |
Galena Park |
Hillshire Village |
|
Humble |
Hunters Creek |
Jacinto City |
|
Pasadena |
Piney Point Village |
South Houston |
|
Southside Place |
Spring Valley Village |
Taylor Lake Village |
|
Tomball |
Webster |
West University Village |
Communities and Neighborhoods
|
Alden |
Atascocita |
Barrett |
Channelview |
|
Cinco Ranch |
Cloverleaf |
Crosby |
Highlands |
|
Mission Bend |
Sheldon |
Spring |
The Woodlands |
|
Alief |
Airline |
Bammel |
Barker |
|
Beaumont Place |
Bridgeland |
Cedar Bayou |
Champions Forest |
|
Cimarron |
Coady |
Cypress |
Dyersdale |
|
East Aldine |
Fall Creek |
Hockley |
Houmont Park |
|
Huffman |
Hufsmith |
Kingwood |
Klein |
|
Kleinbrook |
Kohrville |
Louetta |
Lynchburg |
|
McNair |
North Houston |
Northcliffe |
Northcliffe Manor |
|
Northgate Forest |
Remington Ranch |
Rosehill |
Satsuma |
|
Traces |
Westfield |
|
|
Harris County real estate at a glance
Harris County homes have been appreciating in value for the past few years. Demand and supply imbalance and strong job growth have put home sellers in the driver’s seat. It means that if you buy a home when the market is still affordable you will likely realize a good return on your investment. Most neighborhoods are going through gratification in Harris County, making them desirable for professionals as well as families.
How to buy rent-to-own or owner finance homes in Harris County
The first step is to determine which Harris County city, town, or neighborhood you want to buy a home in. It depends on how close you want to live to your workplace, your lifestyle, budget, and requirements. We will help you zero in on a home that meets all your requirements. A qualified realtor will be assigned to you who will help you throughout your home buying journey at no cost to you.
Having bad or non-existent credit won’t be an obstacle because we will help you learn how you can any Harris County home with owner financing. On top of that, owner financing enables you to buy with terms more or less similar to a conventional mortgage. If you have saved enough for a down payment, you are all set.
Interested in learning more about our real estate brokerage service specializing in working with credit-challenged homebuyers? Fill out the form below or set an appointment today!
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