Georgetown, TX Owner-Financed & Rent-to-Own Homes with No Credit Check


What once was considered a sleepy town 30 miles north of Austin is now considered the 7th fastest-growing city in the country. Being an ever-growing city (and the County Seat of Williamson at that), Georgetown continues to strive forward, Georgetown complements its distinctive laid-back country vibe with a host of shops, restaurants, and recreational venues along with historic landmarks and structures in its famous town square. Newcomers and relocating residents get to enjoy annual community events and local attractions as well as easy commutes to neighboring cities such as Austin and Round Rock.

Georgetown has consistently been recognized as one of the best places to live in the country, so it’s no surprise if you’ll find a bit of competition in this location. But just because you’re self-employed or credit-challenged, doesn’t mean that you’ll never get the chance of buying your dream home. Working with an experienced realtor in the owner-financing process can help you get the house of your choice in Georgetown or anywhere around the zip code areas of 78626, 78627, 78628, and 78633 with no credit checks or income verifications. 

This guide will help you learn how to leverage owner-financing to buy the home of your choice regardless of where you are in terms of credit standing.

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Why Buy an Owner-financed Home in Georgetown, TX (78626, 78627, 78628, 78633)?

Here are a few reasons why should consider buying a home in Georgetown:

  • Georgetown offers a host of houses in varying designs and sizes; the $450,000 median listing price means there’s a home here for any budget. 
  • On most weeks, there are more than 450 properties listed on the market, but homes it’s considered a hot buyer’s market with most of these homes staying for an average of 45 days.
  • While its close to both Round Rock and Austin, Georgetown offers a lot of things to do in and around town. Garey Park alone, offers pavilions, event venues, a splash pad, equestrian facilities, and recreational fishing at one of its stocked ponds.
  • The city also has 40 parks in total that offer paved trails for hiking and biking among other outdoor recreational activities.
  • As mentioned, Georgetown is famed for its historic town square that not only offers historic sights but a host of shops and restaurants to satisfy any craving as well.
  • The same town square also serves as the venue for the city’s annual community events such as the Wine and Music Festival, Music on the Square, and Red Poppy Festival along with 2nd Saturday Market Days and strings of summer concerts.
  • The city is home to 30 public schools with Goodwater Montessori, Roy McCoy Elementary, Douglas Benold Middle, Priority-Charter Schools-Heritage, and Georgetown High School being some of the most prominent.

Most Popular Georgetown Neighborhoods for Owner-Financed Homes

Wolf Ranch

Nestled just more than a mile west of downtown, Wolfranch perfectly balances the peace and quiet of the suburbs with the adventurous feel of the great outdoors. The hillside country-style homes in this community offers a breathtaking view of the surroundings as well as the refreshing breeze of flowing freshwater.

Vista Vera

This prime location is minutes away to the Premium Outlets and notable employers in the neighboring city of Round Rock while having easy access to some of the finest amenities around Georgetown. Locals love the easy-going lock and leave design of several homes here but what most people love the area the low 2.24% tax rate.

Sun City

The largest adult community in Texas offers some of the most elegant properties and well-crafted amenities including three 18-hole golf courses set in the picturesque Texas hill country. Beautiful year-round weather, lower cost of living, along with a prolific culture and arts scene Sun City offers a world of near-endless fun without leaving the neighborhood.

Other Areas to Buy Owner-Financed Homes in Georgetown


Heritage Oaks

Parkside At Mayfield Ranch

Shell Ranch

Berry Creek

Highcrest Meadow

Parkside Condos

Sierra Vista

Carlson Place

Highlands Georgetown

Parkside Crossing Condos

Somerset Ranch

Cedar Hollow Crossing

Indian Creek

Parkview Estates


Churchill Farms

Katy Cove Estates


Summer Crest

Cimarron Hills

Katy Crossing

Pleasant Valley

Sun City Georgetown

Crescent Bluff

La Conterra

Quail Meadow

Texas Traditions

Crystal Knoll

Lake Georgetown Estates

Quail Valley

Thousand Oaks

Deer Haven


Rancho Sienna

Twin Creek Farms

Escalera Ranch

Lakeside Sub

Reata Trails

University Park

Estates Of Westlake

Legend Oaks Georgetown

River Hills

Village Park Condos

Estrella Crossing

Lively Ranch

River Ridge

Vista Vera


Logan Plateau


Water Oak

Fountainwood Estates

Meadows Of Georgetown

Riverview Estates


Gabriels Grove

Mission Oaks

Saddle Creek


Gabriels Overlook

Morning Star

San Gabriel Heights

Whisper Oaks Condos

Gardens at Verde Vista

North Lake

Serenada Country Estates


Gatlin Creek

Oakcrest Estates

Serenada East

Windridge Village

Georgetown Crossing

Oaks at San Gabriel

Serenada West

Wood Ranch

Georgetown Village

Old Mill Crossing

Shady Oaks Estates

Woodlands Park


How to Buy an Owner-financed Home in Georgetown (78626, 78627, 78628, 78633)

If certain financial situations hurt your chances of getting approved for a conventional loan, there’s no need to jump right to a rent-to-own arrangement yet. It’s true that credit checks are not required for rent-to-own arrangements, it does restrict your house options in Georgetown and every other housing market. Owner-financing, on the other hand, gives you the perks of a bank-approved buyer with the help of a licensed Realtor. Not only will you get a 30-year amortization period, but you’ll also get to rebuild your credit as well, allowing you to refinance or apply for a conventional loan in no time.

Interested in learning more? Set an appointment with us today!

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