Frisco, TX Rent-to-Own, Owner-Financed, No Credit Check Homes

Frisco is such a popular housing market that most homes stay 40 or fewer days on the market, despite the $500,000 median listing price. Residential properties in desirable neighborhoods sometimes get multiple offers. Known for its culture, history, kid-friendly amenities, museums, and science centers, it provides locals in the neighboring towns of Prosper, Allen, and Celina easy access to big-city attractions. However, since Frisco is a fast-moving real estate market, you will not feel constrained by a lack of inventory as we believe you will be able to find more budget-friendly options from its inventory of nearly 600-700 homes (most weeks). The city’s popularity among families raising kids should not come as a surprise because Frisco features excellent public schools and some of the best art, science, and technology centers in Texas.

In certain situations, you may be looking for a no-credit-check home in Frisco. Your mortgage application being turned down by banks due to foreign nationality, self-employment, poor credit, non-verifiable income, or any other such reason has most likely caused this situation. Instead of getting into rent-to-own, owner-to-owner, or other such alternative financing commitments (which are extremely difficult to work in a competitive market such as Frisco and its main zip code areas of 75033 and 75034), you can consider a unique third-party owner-financing system. We can help you learn how to leverage this system to buy any single-family home of your choice with no credit check or income verification. This system gives way more flexibility than other financing arrangements as there is no pressure to pay early, no balloon payments, and no pre-payment penalties.

In this guide, you will have free access to all the homes listed for sale in Frisco. You will also learn how you can buy any of these homes with owner financing.

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated June 19, 2024.

Why Buy an Owner-Financed Home in Frisco, TX (75033, 75034)?

The following Frisco real estate market overview will help you decide if the city is the right home buying destination for you and your family:

  • The median listing price is $505K; however, you might be able to find a single-family home listed for $350K or less. The competition for comparatively affordable properties will be even tougher, so make sure to be financially prepared to boost your chances of avoiding bidding wars.
  • You will find 600-700 homes listed for sale here most weeks.
  • Though the average days for homes on the market is a metric that changes very frequently, the Frisco market has been very competitive over the past few months with Median Days on the Market dropping to 40 days.
  • Nearly 69 schools – many of them with a GreatSchools rating of 9 or 10 – serve Frisco. Silo Elementary, Pioneer Heritage Middle, Wester Middle, Maus Middle, Trent Middle, Stafford Middle, Griffin Middle, Hunt Middle, Prosper High, Wakeland High, Centennial High, Heritage High, Liberty High, and Independence High are some of the most notable public schools.
  • Frisco is just 30 minutes from Downtown Dallas and 47 minutes from Fort Worth.
  • The Toyota Stadium that hosts FC Dallas matches is the favorite destination for sports lovers in Frisco. Dallas Cowboys, Texas Legends, and Frisco RoughRiders are among some other major sports attractions that the city boasts.
  • The city features many museums and science centers including Frisco Heritage Museum, Museum of the American Railroad & TrainTopia, National Videogame Museum, Sci-Tech Discovery Center, and Texas Sculpture Garden are among the most notable ones.
  • Frisco, home to nearly 180,000 residents, is in Denton and Collin County.

Most Popular Frisco Neighborhoods for Owner-Financed Homes

Panther Creek Estates

Featuring four phases with different price points including the upscale Village at Panther Creek and Dominion at Panther Creek, residents here enjoy bountiful onsite amenities while living in recently-constructed homes. Everyone also gets to enjoy a pleasant stroll on the nature trails just west of this gated community.

Newman Village

This upscale village a few miles west of Dallas offers lush landscaping accentuated with beautiful stone works. Residents get to enjoy mingling with their neighbors while enjoying a scenic view of the landscapes in the area.


One of the more affluent neighborhoods in the Frisco area, Stonebriar offers some of the most elegant properties priced at $500,000 and go as much as $6,000,000. The properties are a little dated with some going as far back as the 80s but the most yearned locations offer an overlooking view of the Stonebriar Country Club.


Those who take security seriously will surely love Starwood with its 24/7 onsite security staff and working cameras. An elite neighborhood of manor-style houses, Starwood offers high-quality properties initially priced at $700,000.

Chapel Creek

One of the more recently-established neighborhoods in the Frisco area, Chapel Creek offers newer homes with sleek, modern at higher price points. It’s home to different amenities including hiking and biking trails while offering easy access to entertainment, shopping, and dining venues.

Other Areas to Buy Owner-Financed Homes in Frisco

Arbors at Willow Bay

Edgestone at Legacy

Heritage Village

Northwood Manor

Shores at Waterstone

Austin Norris


Hidden Cove

Oakmont at Frisco


Autumn Park

Eldorado Fairways at The Trails

Highland Ridge at Lone Star

Park Place Estates

Somerset Park


Emerson Estates

Hillcrest Estates

Park Vista

Sorano Estates

Bella Casa

Enclave at Creekwood

Hills of Crown Ridge

Parkside Estates

Spring View Estates

Belmont Woods

Estates at Cobb Hill

Hills of Kingswood

Pearson Farms

Stewart Creek Estates


Estates at Miramonte


Phillips Creek Ranch

Stone Creek Village

Boyd Acres

Estates at Shaddock

Hunters Creek

Pine Ridge

Stonebrook Crossing

Calloway Trails

Estates on Legacy

Kings Garden

Plantation Resort

Stonebryck Manor

Canals at Grand Park


Kingswood Village

Plantation Springs

Stonelake Estates

Cecile Place

Frisco Heights

Knolls of Frisco

Prairie View

Stonewater Crossing

Cheyenne Village

Frisco Hills

Lake Hill Village

Preserve at Lone Star Ranch

The Arbors at Willow Bay

Christie Ranch

Frisco Lakes

Lake on Legacy


The Corvalla at Stonebriar

Cobb Farm

Frisco Lakes by Del Webb

Lakes of Preston Vineyards

Preston Highlands North

The Grove

Cobb Hill Estates

Frisco Springs

Lakeside at Lone Star Ranch

Preston Highlands Village

The Grove Frisco

Collinsbrook Farm

Frisco Ranch Estates


Preston Vineyards

The Trails of West Frisco

Country Club Ridge at The Trails

Frisco Square

Lawler Park The Crossing

Quail Meadow Village

Traditions of Frisco

Creeks on Coit

Gate Tower

Lexington Country

Retreat at Stonebriar

Village Lakes

Creekside at Preston

Glen View

Liberty Crossing


Villages at Willow Bay

Creekside at Stonebriar

Golden Gate Village

Lone Star Ranch

Richwoods Landing

Villages of Creekwood

Crossing at Lawler Park


Majestic Gardens

Ridgeview at Panther Creek

Villages of Stonelake Estates

Crown Ridge

Griffin Parc

Meadow Creek

Rivendale by the lake

Villas at Belle Creek

Custer Creek Farms

Grove (The)

Meadow Hill Estates

Saddlebrook Village

Waterford Falls

Cypress Creek




Westfalls Village

Diamond Point Estates

Heather Ridge Estates

Meadows of Preston

Shaddock Creek Estates

Willow Pond

Dominion at Panther Creek

Heritage Green


Sheridan in Phillips Creek Ranch

Winding Creek Estates


Heritage Lakes


Shores at Hidden Cove

Wyndsor Place

Wyndsor Pointe


Best Places to Buy a Home Near Frisco

More Frisco Zip Code Areas to Buy Owner-Financed Homes

  • 75035
  • 75036
  • 75068 
  • 75072
  • 75078

How to buy an owner-financed home with no credit check in Frisco (75033, 75034)

Unlike alternative financing options such as rent-to-own or owner-to-owner, third-party owner-financing gives you flexibility just like a conventional mortgage. If you are already not being represented, a certified Realtor will be provided free of cost to help you find your home of dream (agent commission is paid by the seller). We will help you learn how this system works and how to buy any home of your choice in Frisco even if your mortgage application has been turned down by conventional lenders.

Interested in learning more? Set an appointment today!


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