Forney, TX owner-financed & rent-to-own homes (no credit)

Forney no credit check homes

Forney is noted for its nationally regarded schools, affordable housing, and friendly residents. It's located right outside Mesquite and is near other attractive suburbs such as Seagoville and Rowlett. Those who call it home are self-sufficient and kind, and they are eager to help one of their own in need. Forney attracts like-minded people and invites those who have gone to return.   The Forney Independent School District serves Forney, Talty, an annex of Mesquite, and part of the community of Heartland.

Even though Forney has a large inventory of houses for sale, having to compete with other homebuyers with poor credit is always going to be difficult. However, if you have chosen to rent-to-own, there's no guarantee you'll be able to pick from the majority of the properties. If you choose third-party owner-financing, you will be able to choose any single-family house in Forney or anywhere around the 75126 zip code area without any credit or proof of income.

In this guide, you will have free access to all the homes listed for sale in Forney. You will also learn how you can buy any of these homes with owner financing.

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated April 12, 2024.

Why Buy an Owner-Financed Home in Forney, TX (75126)?

The following Forney real estate market overview will help you decide if the city is the right home buying destination for you and your family:

  • The median listing price hovers around $300K but if you’re looking for something affordable, you will be able to find a very accommodating 4 bedroom home for about $250K.
  • The price on the market ranges from $160K to $4.8M and they usually sell after an average of 20 days.
  • Several primary schools, as well as Warren Middle School, Brown Middle School, Forney High School, and North Forney High School, serve Forney. Based on the Texas Assessment of Knowledge and Skill test scores, the district got an academic grade of "Exemplary" in 2010.
  • The Spellman Museum of Forney is found in Forney's historical district, diagonally across Main Street from the City of Forney Government Office. The museum includes a collection of images and objects that depict Forney's history. Native Americans, agriculture, the Great Depression, and early wildlife are all featured in separate exhibitions.
  • If you’re looking for an outdoor thrill, you can visit Trinity Forest Adventure Park which is approximately a 20-minute drive from Forney. Military-style obstacle courses and zip lines are just a few of the attractions available at the adventure park.

Most Popular Forney Neighborhoods for Owner-Financed Homes

Clements Ranch

Beautifully landscaped manors with landscaped lawns create a welcome feeling of exclusivity at Clements Ranch. Its proximity to Lake Ray Hubbard and Downtown Dallas gives residents a unique balance of city and country living right in their backyard.

Travis Ranch

This thriving community on the shores of Lake Ray Hubbard offers diverse housing options from affordable lakeside cottage-style homes to extravagant mansions. The country resort vibe of the ambiance only gets better with a panoramic view of the Dallas skyline and the Texas rolling hills. 


A hidden gem of a neighborhood tucked away in a North Texas suburb, Devonshire's astonishing views and shimmering pond create a welcoming vibe to both residents and visitors alike. Add the accessibility of shops, recreational centers, schools, as well as other attractions, and it becomes a perfect combination of laid-back country living and a convenient city lifestyle.  

Other Areas to Buy Owner-Financed Homes in Burleson

Forney Neighborhoods

Fireside Estates

Highland Prairie

Mustang Place

Bluff View Estates

Fox Hollow

Hunters Glen Estates

Overland Grove

Brookhollow Estates

Gateway Parks

Lakehurst Meadows

Park Trails

Brookville Estates

Golden Meadows

Lakeview Estates

Saddleclub Estates

Buffalo Acres


Lone Elm Estates

Shamrock Ridge

Colonial Acres

Guyton Estates

Lone Star Estates

Skyline Estates

Deerfield Heights


Lost Creek Estates

Tatly Estates

Diamond Creek

Heritage Hill

Markout Estates

Trinity Crossing

Eagle Ridge

High Meadows

McKeller Home Place

V- Boyl Dallas

Emerald Ranch Estates

High Ridge Estates

Mustang Creek

Windmill Farms

Trails of Chestnut Meadows

Best Places to Buy a Home Near Forney

How to buy no credit home in Forney with owner financing (75126)

Unlike alternative financing options such as rent-to-own or owner-to-owner in Forney, third-party owner-financing gives you the same flexibility as a regular mortgage. A certified Realtor will be provided to you free of charge to assist you in locating your dream home. Our program will show you how to utilize this approach to acquire any home in the market that you want, even if it's a foreclosure.

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