Flower Mound, TX rent-to-own, owner-financed homes with no credit check

flower mound tx no credit check homes

Located in sought-after Denton county, Flower Mound does not fall short in its abundance of lush green parks, gorgeous sceneries, and top-notch amenities. Like the neighboring areas of Roanoke, Trophy Club, and Double Oak, this family-oriented community is lauded by the American Business Journal for the quality of life it offers to locals and residents. The median listing price hovers around $500K, but if you’re looking for affordable options, you can easily find a home listed for $350,000 or less.

This city prides itself as one of the safest cities in Texas, the Flower Mound Police Department and Emergency Services make this city an ideal place for people with families or those who plan to start one. If you repeatedly get denied a mortgage, exploring no-credit-check financing arrangements is the next best course of action. Most homebuyers go for rent-to-own but it limits the number of inventories for them to choose from. Owner financing on-the-other hand lets you choose any home in Flower Mound or anywhere in its 75022, 75028, and 75027 zip code areas. It also allows you to pay for your home in 30 years like a bank-approved homebuyer.

In this guide, you will have free access to all the homes listed for sale in Flower Mound. You will also learn how you can buy any of these homes with owner financing. 

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated April 17, 2024.

Why Buy an Owner-Financed Home in Flower Mound, TX (75022, 75028, 75027)?

The following Flower Mound real estate market overview will help you decide if the city is the right home buying destination for you and your family:

  • The median listing price is over $490K; you will still be able to find a single-family home listing for $300K-$350K.
  • You will find an inventory of 200-300 available homes most weeks. There are more listings being added daily, giving you plenty of options.
  • Flower Mound is a seller’s market with Median Days on the Market of 30-40 days.
  • This city was named the 17th Safest City in the nation by Neighborhood Scout. The residents praise the competence of the Flower Mound Police Department and the Flower Mound Fire and Emergency Services.
  • Flower Mound is served by 32 public schools highly rated by GreatSchools. They include Bluebonnet Elementary School, Samuel Beck Elementary School, Liberty Elementary School, and Garden Ridge Elementary School.
  • This city is ideal to start a family for its affordable cost of living, family-oriented communities, low crime rates, high-quality education, and close proximity to places like Dallas if you want an even better chance to seek employment opportunities. Flower Mound has been named the “Best City or Suburb to Raise Children.” By readers of the North Texas Child Magazine.
  • Flower Mound is at a convenient distance from important places such as medical facilities and the airport, so in any case, if there is an emergency, you are most likely to get to these places faster.
  • There is a large variety of recreational options for its residents including waterparks, hiking trails, and museums. It features beautiful sights such as Stone Creek Park, Grapevine Lake, and Northshore Trail. There is also a diverse roster of restaurants and shopping centers.

Most Popular Flower Mound Neighborhoods for Owner-Financed Homes


A secure, gated community of affluent manors and large single-family homes, Bridlewood offers fine luxury living away from busy streets and downtown buzz. It’s built on gently rolling hills amid the 18-hole Bridlewood Public Golf Course where locals can enjoy a modern putting practice facility surrounded by 25 acres of lakes.

The Sanctuary

Home to more recently-built properties completed between 2005 and 2007, this opulent Flower Mound neighborhood offers a variety of well-designed houses in different sizes and affordable prices. It borders a massive nature preserve, giving residents a relaxing getaway without being too detached from modern city living.

Lake Town at Flower Mound

Right at the heart of Flower Mound sits a modern upscale community of modern spacious houses with a scenic view of the lake. Lake Town is minutes away from shopping and dining destinations as well as the Dallas-Fort Worth International Airport.

Chimney Rock

A well-established yet intimate community, Chimney Rock treats its residents to near-endless amenities and the scenic views of the nearby woodlands. The affluent ambiance is complemented by custom single-family homes with diverse styles including ones influenced by Tuscan architecture.


An established community that’s well on its way to a third decade, Wellington features an array of unique home styles in spacious lots that spread to as much as 0.3 acres. While it’s minutes away from the DFW International Airport and the famous Grapevine Lake, Wellington remains one of the more affordable residential areas in Flower Mound with homes costing an average of $475,000.

Other Areas to Buy Owner-Financed Homes in Flower Mound

Bella Lago

Highland Court


Bradford Park


Estates at Tour 18

Canyon Falls

Lakeside Tower Condos

Terracina at Flower Mound

Chateau Du Lac

Montalcino Estates

The Enclave at Chateau du Lac

Creekside at Heritage Park

Oakbridge at Flower Mound

The Landing

Emerald Bay

Point Noble

The Preserve at Flower Mound

Flower Mound Oaks

Regency Park

Whisper Creek

Flower Mound Woods

River Oaks Estates

Wichita Creek

Best Places to Buy a Home Near Flower Mound

How to buy a no credit check home with owner financing in Flower Mound (75022, 75028, 75027)

With the median days on the market averaging about 30-35 days, Flower Mound is a very competitive real estate market. It means you must be financially prepared if you are planning to buy a home in Flower Mound. If your credit situation is not optimal, you may explore unique third-party seller financing. The fact that you will be able to buy any single-family home of your choice in Flower Mound makes it better than other options such as rent-to-own or owner-to-owner.

Interested in learning more about seller financing? Get in touch with us today!

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