Far South Central, TX Owner-Financed & Rent-to-Own Homes with No Credit Check


Proximity to downtown, must-visit outdoor destinations, artsy entertainment centers, and laid-back vibe are a testament to Far South Central’s “Keep Austin Weird” mantra. Far South Central is home to several historic sights and cultural destinations of East Congress as well as the quiet but equally vibrant city of San Leanna and a small part of Manchaca. If you are a foodie and love live music and art, then Far South Central will definitely not disappoint. The home values in Far South Central range from 200,000 to $700,000. You will find about 40-60 homes listed for sale here most weeks.

If you are struggling with credit and looking to get the home of your choice like a bank-approved homebuyer, third-party owner-financing in Far South Central and the surrounding 78745, 78704, and 78748 zip code areas can be one of the best options to explore. It offers the same benefits as a conventional loan and you don’t need credit and income verifications.   

This guide will help you learn how to leverage owner-financing to buy the home of your choice regardless of your credit situation: 

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Why Buy an Owner-financed Home in Parkside at Far South Central Austin, TX (78745, 78704, 78748)?

Here are a few reasons why you should consider buying a home in Far South Central:

  • Far South Central homes offer a wide range of options to buyers as the home values range from $200,000 to $700,000. You will be able to easily find a property that is within your budget.
  • The Far South Central housing market also features homes with a broad range of designs - from restored pre-war vintage properties to newly-constructed homes with contemporary designs.
  • South Congress Entertainment District, popularly known as SoCo - offers an amazing view of the Texas State Capitol. There is an eclectic blend of unique specialty shops, beautiful music venues, and a wide selection of restaurants.
  • South Lamar is a must-visit Far South Central corridor featuring a diverse set of restaurants (serving local and international fare), shops, and entertainment venues.
  • Far South Central students are served by 21 public schools including Blazier Elementary, Covington Middle, and Travis High.

Most Popular Far South Central Neighborhoods for Owner-Financed Homes

The Enclave on Cooper Lane

This posh community offers some of the most affluent homes within the Far South Central area. Properties feature modern designs with professionally-done landscaping, contemporary garage doors, and built-in front lawn irrigation.


Homebuyers who opt for a more traditional neighborhood than the modern, master-planned ones will feel right at home here in Sweetbriar. The ranch-style homes sitting on expansive lots make it one of the most affordable residential spots for first-time homebuyers in the Far South Central Area.

Turtle Creek Estates

Anyone looking to come home to a modern, well-designed home in a nice quiet neighborhood will love Turtle Creek Estates. Families love the community because of the slower pace of living, scenic sunsets, fresh air, and a nurturing bond with local wildlife that’s rarely seen or felt in other Austin suburbs.

Other Areas to Buy Owner-Financed Homes in Far South Central

Milestone Southpark

Pleasant Hill

Sunridge South

Public Lofts

Cannon Ridge

Swansons Garden

Southpark Meadows

Hillside Oaks

Elmwood Estates

Greenwood Hills


Oasis Village



Meadows At Double Creek

Flournoys Sweetbriar

Community Of Fairview

Buckingham Estates

Texas Oaks

Brownleaf Estates


Dittmar Crossing


Stablewood At Slaughter Creek



Cooper Oaks

Taylor Estates

Slaughter Creek Acres

Brookside Villas

Buckingham Ridge

Sweetbriar Village

Windswept Acres

Park At Battle Bend

Colonial Trails

1601 Stassney

Hollow At Slaughter Creek


Canterbury Commons

Alamo Heights

Battle Bend Springs

Carrell Oaks

San Leanna Estates

Buckingham Place

Cooper Villas

Village San Leanna

Austin Highlands

Greenleaf Estates

Colonial Park


Bel Air

Parkridge Gardens

Park Ridge


Southwest Park

South Grove


Searight Village

Oak At Twin Creeks

Wyldwood Place

Circle S Ridge

Meadow Creek

Lareina Drive


How to Buy an Owner-financed Home in Far South Central (78745, 78704, and 78748)

While Far South Central lists diverse properties for sale on a regular basis, the biggest challenge for many homebuyers in the area is to secure a conventional mortgage. Those who struggle to get approvals see rent-to-own as an easy and convenient alternative. This arrangement, however, has many drawbacks including balloon payments and pre-payment penalties. Third-party owner-financing, on the other hand, offers the same no-credit-check process with a 30-year amortization period and an opportunity to refinance through a conventional lender. You can also buy any single-family home listed for sale in Far South Central with owner financing.

Interested in learning more? Set an appointment with us today!


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