Collin County, TX rent-to-own & owner-financed home with no credit check
Collin County is a very popular housing market for professionals and families in the Dallas-Fort Worth-Arlington metropolitan area mostly because the job market is held strong by big corporations. Locals can avail themselves of diverse employment opportunities in various global companies such as Toyota, Liberty Mutual, JPMorgan Chase, and FM Global. Collin has been rated as one of the fastest-growing counties in the United States thanks to several progressive cities including McKinney, Frisco, and Richardson. The population has grown by 45% in the past two decades. The population is expected to grow to 3 million by 2040. Families are attracted by excellent amenities, suburban feel despite close proximity to Dallas-Fort Worth and a wide selection of homes. The median listing price ranges from $390,000 - $410,000. You will find 3500-4000 homes listed for sale in its 24 cities.
If you are planning to buy a home in Collin County, but are not able to obtain a conventional loan due to self-employment, foreign nationality, bad credit, or any other reason, you should know that you can still fulfill your homeownership dream. We can help you learn how to buy any single-family home of your choice regardless of your credit situation. No credit check or income verification required.
In this guide, you will get access to all the homes listed for sale in Collin County. You will also learn how to buy any of these homes with a unique third-party owner financing program.






NTREIS data last updated June 8, 2023.
Best Places/Cities to Buy a Home in Collin with No Credit Check
McKinney
If you love the outdoors, McKinney’s spotless streets, community parks, playgrounds, golf courses, lakes, public recreational areas, and miles of walking trails make it a perfect spot for you. It finds no shortage of new residents as well thanks to its affordable housing options and its famous local breweries.
Celina
Its close proximity to urban areas such as McKinney, Prosper, and the Dallas North Tollway gives residents of Celina convenient access to major city facilities while remaining far away from the noise, traffic, and pollution of the big city. The laid-back vibe of the town is a testament to its focus on family, community, and wholesome recreation.
Murphy
The relaxed rural vibe, tight-knit neighborhoods, and its short distance from the city of Plano give Murphy easy access to commercial and employment opportunities without being dragged by big city fuzz. It’s home to several best schools in the county along with community parks, making it a popular choice among families and single professionals alike.
Other Areas to Buy Owner-Financed Homes in Collin County
Cities
Allen |
Anna |
Blue Ridge |
Farmersville |
Lavon |
Lowry Crossing |
Lucas |
Melissa |
Nevada |
Parker |
Princeton |
Weston |
Neighborhoods Shared with Other Countries
Carollton (Dallas, Denton) |
Dallas (Dallas, Denton, Kaufman, Rockwall) |
Garland (Dallas, Rockwall) |
Frisco |
Josephine (Hunt) |
Plano (Denton) |
Prosper (Denton) |
Richardson (Dallas) |
Royse City (Rockwall, Hunt) |
Sachse (Dallas) |
Van Alstyne (Grayson) |
Wylie (Rockwall, Dallas) |
Towns
Fairview |
Hebron |
New Hope |
St. Paul |
Communities
Seis Lagos |
Westminster |
Altoga |
Arnold |
Beverly Hill |
Bloomdale |
Branch |
Buckner |
Chambersville |
Chambliss |
Clear Lake |
Climax |
Collin |
Kelly |
Lavon Beach Estates |
Lavon Shores Estates |
Little Ridge |
Maritee |
Milligan |
Millwood |
New Mesquite |
Pebble Beach |
Pecan Grove |
Pike |
Rhea Mills |
Rockhill |
Roland |
Sedalla |
Snow Hill |
Trinity Park |
Valdasta |
Verona |
Walnut Grove |
Wetsel |
Winningkoff |
Yucote Acres |
Historical Communities
Lebanon |
Lolaville |
Renner |
Shepton |
Ghost Towns
Biggers |
Nickelville |
Parris |
Real estate market overview
- Median listing price: $390K-$410K
- Average number of homes for sale: 500-600 homes
- Days on the market: 35-45 days
- Public schools: 96
Click here to learn more about Plano real estate market. You will also get free access to home listings.
Frisco (75033, 75034, 75035, 75036, 75068, 75072, 75078 zip codes)
Real estate market overview
- Median listing price: $475K-$510K
- Average number of homes for sale: 600-700 homes
- Days on the market: 35-45 days
- Public schools: 69
Allen (75002, 75013, 75025 zip code)
Real estate market overview
- Median listing price: $380K-$400K
- Average number of homes for sale: 250-300 homes
- Days on the market: 35-40 days
- Public schools: 32
Celina (75009, 75071, 75078, 76227 zip code)
Real estate market overview
- Median listing price: $490K-$500K
- Average number of homes for sale: 400-500 homes
- Days on the market: 45-55 days
- Public schools: 8
Murphy (75094 zip code)
Real estate market overview
- Median listing price: $455K-$465K
- Average number of homes for sale: 15-25 homes
- Days on the market: 35-40 days
- Public schools: 12
Fairview (75069 zip code)
Real estate market overview
- Median listing price: $420-$430K
- Average number of homes for sale: 70-100 homes
- Days on the market: 60-70 days
- Public schools: 13
Lucas (75002)
Real estate market overview
- Median listing price: $825K-$850K
- Average number of homes for sale: 60-80 homes
- Days on the market: 100-120 days
- Public schools: 19
Prosper (75078)
Real estate market overview
- Median listing price: $540K-$560K
- Average number of homes for sale: 320-350 homes
- Days on the market: 40-50 days
- Public schools: 12
Wylie (75002, 75098, 75166, 75173, 75407 zip code)
Real estate market overview
- Median listing price: $325K-$335K
- Average number of homes for sale: 150-200 homes
- Days on the market: 35-40 days
- Public schools: 25
Melissa (75454)
Real estate market overview
- Median listing price: $375K - $385K
- Average number of homes for sale: 125-200 homes
- Days on the market: 80-100 days
- Public schools: 4
Anna (75409 zip code)
Real estate market overview
- Median listing price: $285K-$295K
- Average number of homes for sale: 150-200 homes
- Days on the market: 40-50 days
- Public schools: 5
Lavon (75166 zip code)
Real estate market overview
- Median listing price: $310K-$320K
- Average number of homes for sale: 50-100 homes
- Days on the market: 60-70 days
- Public schools: 4
Princeton (75407 zip code)
Real estate market overview
- Median listing price: $265K-$275K
- Average number of homes for sale: 440-450 homes
- Days on the market: 35-45 days
- Public schools: 16
Farmersville (75442)
Real estate market overview
- Median listing price: $295K-$305K
- Average number of homes for sale: 70-100 homes
- Days on the market: 60-70 days
- Public schools: 4
Josephine (75164, 75173 zip code)
Real estate market overview
- Median listing price: $230K-$240K
- Average number of homes for sale: 15-30 homes
- Days on the market: 70-80 days
- Public schools: 4
Blue Ridge (75424 zip code)
Real estate market overview
- Median listing price: $355K-$365K
- Average number of homes for sale: 50-70 homes
- Days on the market: 60-75 days
- Public schools: 3
Why buy an owner-financed home in Collin TX
Here are a few reasons why you should consider buying a home in Collin:
Employment opportunities
Many companies which are moving to Dallas-Fort Worth area are setting up their offices in Collin County cities. For this reason, there are plenty of job opportunities available in the area.
Good investment
The population is expected to grow over the next few years. This will increase the demand for housing. If you buy a reasonably-priced home in Collin now, you will be able to build equity faster due to the expected increase in property values. Collin County is a very competitive real estate market currently with the homes staying 40 or fewer days on the market.
Top-ranked schools
There are over 285 public schools and many private schools in Collin County. Some of the most notable schools include:
Cynthia A Cockrell Elementary
- Harry Mckillop Elementary
- Mcspedden Elementary
- Mary Evans Elementary
- Kerr Elementary
- Don Whitt Elementary
- R F Hartman Elementary
- Hightower Elementary
- Beverly Cheatham Elementary
- Jenny Preston Elementary
- Fowler Middle
- C M Rice Middle
- Willow Springs Middle
- Sloan Creek Intermediate
- Allen High
- Prosper High
- Plano West Senior High
- Centennial High
- Lovejoy High
Best Places to Buy a Home Near Collin
How to buy an owner-financed home in Collin County
Exploring alternative financing options such as rent-to-own or owner financing (owner-to-owner) are some of the options you must be exploring if you are not able to secure a conventional loan. However, there is a better alternative. We can help you learn how to buy your dream home with unique third-party owner financing. In this type of financing arrangement, you don’t have to pay early or make balloon payments. You don’t pay any pre-payment penalties and can refinance with a conventional loan any time you want. You get a fixed interest rate and pay the loan over 30 years.
Interested in learning more? Set an appointment with us today!
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