Collin County, TX rent-to-own & owner-financed home with no credit check

collin county owner financed homes

Home to nearly 1 million people, Collin County is a very popular housing market among professionals and families. Many big corporates have offices in the area including Toyota, Liberty Mutual, JPMorgan Chase, and FM Global. Collin is rated as one of the fastest-growing counties in the United States. The population has grown by 45% in the past two decades. The population is expected to grow to 3 million by 2040. Families are attracted by excellent amenities, suburban feel despite close proximity to Dallas-Fort Worth and a wide selection of homes. The median listing price ranges from $390,000 - $410,000. You will find 3500-4000 homes listed for sale in its 24 cities.

If you are planning to buy a home in Collin County, but not able to obtain a conventional loan due to self-employment, foreign nationality, bad credit, or any other reason, you should know that you can still fulfill your homeownership dream. We can help you learn how to buy any single-family home of your choice regardless of your credit situation. No credit check or income verification required.

In this guide, you will get access to all the homes listed for sale in Collin County. You will also learn how to buy any of these homes with a unique third-party owner financing program. 

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Creative TLC Realty, LLC are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated July 30, 2021.

Best Places/Cities to Buy a Home in Collin with No Credit Check

 

Plano

Real estate market overview

  • Median listing price: $390K-$410K
  • Average number of homes for sale: 500-600 homes
  • Days on the market: 35-45 days
  • Public schools: 96

 Click here to learn more about Plano real estate market. You will also get free access to home listings. 

Frisco (75033, 75034, 75035, 75036, 75068, 75072, 75078 zip codes)

Real estate market overview

  • Median listing price: $475K-$510K
  • Average number of homes for sale: 600-700 homes   
  • Days on the market: 35-45 days
  • Public schools: 69

Allen (75002, 75013, 75025 zip code)

Real estate market overview

  • Median listing price: $380K-$400K
  • Average number of homes for sale: 250-300 homes   
  • Days on the market: 35-40 days
  • Public schools: 32

 Celina (75009, 75071, 75078, 76227 zip code)

Real estate market overview

  • Median listing price: $490K-$500K
  • Average number of homes for sale: 400-500 homes  
  • Days on the market: 45-55 days
  • Public schools: 8

 

 Murphy (75094 zip code)

Real estate market overview

  • Median listing price: $455K-$465K
  • Average number of homes for sale: 15-25 homes   
  • Days on the market: 35-40 days
  • Public schools: 12

 

 Fairview (75069 zip code)

Real estate market overview

  • Median listing price: $420-$430K
  • Average number of homes for sale: 70-100 homes   
  • Days on the market: 60-70 days
  • Public schools: 13

 

 Lucas (75002)

Real estate market overview

  • Median listing price: $825K-$850K
  • Average number of homes for sale: 60-80 homes   
  • Days on the market: 100-120 days
  • Public schools: 19

 

 Prosper (75078)

Real estate market overview

  • Median listing price: $540K-$560K
  • Average number of homes for sale: 320-350 homes   
  • Days on the market: 40-50 days
  • Public schools: 12

 

Wylie (75002, 75098, 75166, 75173, 75407 zip code)

Real estate market overview

  • Median listing price: $325K-$335K
  • Average number of homes for sale: 150-200 homes   
  • Days on the market: 35-40 days
  • Public schools: 25

 

Melissa (75454)

Real estate market overview

  • Median listing price: $375K - $385K
  • Average number of homes for sale: 125-200 homes  
  • Days on the market: 80-100 days
  • Public schools: 4

Anna (75409 zip code)

Real estate market overview

  • Median listing price: $285K-$295K
  • Average number of homes for sale:  150-200 homes
  • Days on the market: 40-50 days
  • Public schools: 5

 

Lavon (75166 zip code)

Real estate market overview

  • Median listing price: $310K-$320K
  • Average number of homes for sale:  50-100 homes
  • Days on the market: 60-70 days
  • Public schools: 4

 

Princeton (75407 zip code)

Real estate market overview

  • Median listing price: $265K-$275K
  • Average number of homes for sale:  440-450 homes
  • Days on the market: 35-45 days
  • Public schools: 16

 

Farmersville (75442)

Real estate market overview

  • Median listing price: $295K-$305K
  • Average number of homes for sale:  70-100 homes
  • Days on the market: 60-70 days
  • Public schools: 4

 

Josephine (75164, 75173 zip code)

Real estate market overview

  • Median listing price: $230K-$240K
  • Average number of homes for sale:  15-30 homes
  • Days on the market: 70-80 days
  • Public schools: 4

 

Blue Ridge (75424 zip code)

Real estate market overview

  • Median listing price: $355K-$365K
  • Average number of homes for sale: 50-70 homes   
  • Days on the market: 60-75 days
  • Public schools: 3

 

Why buy an owner-financed home in Collin TX

Here are a few reasons why you should consider buying a home in Collin:

Employment opportunities

Many companies which are moving to Dallas-Fort Worth area are setting up their offices in Collin County cities. For this reason, there are plenty of job opportunities available in the area.

Good investment

The population is expected to grow over the next few years. This will increase the demand for housing. If you buy a reasonably-priced home in Collin now, you will be able to build equity faster due to the expected increase in property values. Collin County is a very competitive real estate market currently with the homes staying 40 or fewer days on the market.

Top-ranked schools

There are over 285 public schools and many private schools in Collin County. Some of the most notable schools include:

 Cynthia A Cockrell Elementary

  • Harry Mckillop Elementary
  • Mcspedden Elementary
  • Mary Evans Elementary
  • Kerr Elementary
  • Don Whitt Elementary
  • R F Hartman Elementary
  • Hightower Elementary
  • Beverly Cheatham Elementary
  • Jenny Preston Elementary
  • Fowler Middle
  • C M Rice Middle
  • Willow Springs Middle
  • Sloan Creek Intermediate
  • Allen High
  • Prosper High
  • Plano West Senior High
  • Centennial High
  • Lovejoy High

How to buy an owner-financed home in Collin County

Exploring alternative financing options such as rent-to-own or owner financing (owner-to-owner) are some of the options you must be exploring if you are not able to secure a conventional loan. However, there is a better alternative. We can help you learn how to buy your dream home with unique third-party owner financing. In this type of financing arrangement, you don’t have to pay early or make balloon payments. You don’t pay any pre-payment penalties and can refinance with a conventional loan any time you want. You get a fixed interest rate and pay the loan over 30 years.

Interested in learning more? Set an appointment with us today! 

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