Chambers County TX rent-to-own & owner-financed homes with no credit check
Home to over 45,000 people, Chambers County has been one of the best places to live in Texas due to its unique mix of rural feel and easy access to urban amenities. The most attractive features that families and individuals looking to buy a rent-to-own or owner-financed home in Chambers County love are top-rated schools, conservative communities with strong social ties, a high ratio of owner-occupied properties and employment opportunities in a variety of industries including manufacturing and construction.
If you are struggling to qualify for a conventional home loan, here is great news for you: Since homes in Chambers County are affordable, you will find it extremely easy to buy a home with bad credit with the help of alternative financing options such as rent-to-own or owner financing in Houston. The median home price in Chambers County TX is just $230,000. It means that when buying an owner financed home in Chambers County with bad credit, you won’t find it difficult to arrange for a large down payment. Most alternative financing options require you to arrange for a large down payment (for example, you may need to arrange for a 15-20% down payment when buying an owner-financed home).
In our system, we help you learn how to buy any Chambers County TX home with no credit check or bed credit. Explore the Chambers County home listings below. Once you find your dream home, fill out the form on the property listing page. A qualified realtor from Shop Owner Finance will get in touch with you promptly:
Why to buy a rent-to-own or owner-financed home in Chambers County
As already mentioned, Chambers County is one of the most sough-after housing market near Houston. Here are a few reasons you should consider buying a home here:
Chambers County features a diverse community with the Whites making up about 65% of the population followed by Hispanic or Latino residents (22%), 3.15k Black or African American residents (8%). The residents are from different ethnic and religious background. This diverse community feature makes Chambers County a very popular destination for young families and individuals looking to relocate to a place near Houston.
Good public and private schools
Most homes in Chambers County TX are zoned to East Chambers Independent School District and Barbers Hill Independent School District. The county features some of the top-rated public and private schools.
Some popular public schools in Chambers County are as follow:
- Barbers Hill El North
- Anahuac Elementary School
- Easy Chambers Elementary Schools
- Barbers Hill Primary School
- Barbers Hill Kindergarten Center
- Barbers Hill Middle South
- Barbers Hills Middle North
- Anahuac Middle School
- East Chambers Junior High School
- East Chambers Intermediate School
- Barbers Hill High School
- East Chambers High School
- Anahuac High School
Popular Chambers County neighborhoods, cities and towns to buy a home in
Chambers County TX is home to many cities, towns and neighborhoods popular among credit-challenged families and individuals.
- Mont Belvieu
- Oak Island
- Old River-Winfree
- Texas City
- Beach City
- Clifton Beach
- Double Bayou
- Turtle Bayou
- Monroe City
- Sea Breeze
- Smith Point
How to buy a rent-to-own or owner financed home with bad credit in Chambers County TX
The fact that homes in Chambers County TX are affordable compared to many other counties and neighborhoods near Houston is an additional incentive for credit-challenged home buyers. While the median household income in Chambers County is over $75,000 because of a good employment market, the cost of living and home prices are affordable. It makes Chambers County a perfect to buy a home in for those struggling with credit. As already mentioned, you can find a single family home in a good location for just $200,000. If you buy a home in this price range with owner financing in Chambers County, you will need to arrange for a down payment of $30K-$40K.
If you are looking to buy a home with bad credit in Chambers County, get in touch with us today!