Chambers County TX rent-to-own & owner-financed homes with no credit check

chambers county no credit check homes

Home to over 45,000 people, Chambers County has been one of the best places to live in Texas due to its unique mix of rural feel and easy access to urban amenities. The most attractive features that families and individuals looking to buy a rent-to-own or owner-financed home in Chambers County love are top-rated schools, conservative communities with strong social ties, a high ratio of owner-occupied properties, and employment opportunities in a variety of industries including manufacturing and construction.

If you are struggling to qualify for a conventional home loan, here is great news for you: Since homes in Chambers County are affordable, you will find it extremely easy to buy a home with bad credit with the help of alternative financing options such as rent-to-own or owner financing in Houston. The median home price in Chambers County TX is just $230,000. It means that when buying an owner-financed home in Chambers County with bad credit, you won’t find it difficult to arrange for a large down payment. Most alternative financing options require you to arrange for a large down payment (for example, you may need to arrange for a 15-20% down payment when buying an owner-financed home).

In our system, we help you learn how to buy any Chambers County TX home with no credit check or bad credit. Explore the Chambers County home listings below. Once you find your dream home, fill out the form on the property listing page. A qualified realtor from Shop Owner Finance will get in touch with you promptly:

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Why buy a rent-to-own or owner-financed home in Chambers County

As already mentioned, Chambers County is one of the most sought-after housing markets near Houston. Here are a few reasons you should consider buying a home here:

Diverse community

Chambers County features a diverse community with the Whites making up about 65% of the population followed by Hispanic or Latino residents (22%), 3.15k Black or African American residents (8%). The residents are from different ethnic and religious backgrounds. This diverse community feature makes Chambers County a very popular destination for young families and individuals looking to relocate to a place near Houston.

Good public and private schools

Most homes in Chambers County TX are zoned to East Chambers Independent School District and Barbers Hill Independent School District. The county features some of the top-rated public and private schools.

Some popular public schools in Chambers County are as follow:

Elementary Schools

  • Barbers Hill El North
  • Anahuac Elementary School
  • Easy Chambers Elementary Schools
  • Barbers Hill Primary School
  • Barbers Hill Kindergarten Center

Middle Schools

  • Barbers Hill Middle South
  • Barbers Hills Middle North
  • Anahuac Middle School
  • East Chambers Junior High School
  • East Chambers Intermediate School

High Schools

  • Barbers Hill High School
  • East Chambers High School
  • Anahuac High School

Popular Chambers County neighborhoods, cities, and towns to buy a home in

Chambers County TX is home to many cities, towns, and neighborhoods popular among credit-challenged families and individuals.


The small-town feel and the huge connection to nature give this Chambers County seat its unique allure. Known as the “Alligator Capital of Texas”, Anahuac offers all sorts of attractions from a famous wildlife refuge to yearly gator festivals.

Mont Belvieu

The close community ties and the excellent choices for schools make Mont Belvieu a popular choice among families. There are many venues for outdoor entertainment and recreation here including a vineyard that hosts a yearly Cajun celebration for residents of all ages.


Considered as the 6th largest city in the Houston-The Woodlands-Sugarland Metropolitan Area, Baytown offers easy access to some of the more affordable housing options and an easy 30-minute route to the city’s most prominent business and cultural hubs.

Other Areas to Buy Owner-Financed Homes in Chambers County


Beach City


Old-River Winfree (Shared with Liberty County)


Oak Island



Double Bayou


Monroe City


Smith Point

Turtle Bayou


How to buy a rent-to-own or owner financed home with bad credit in Chambers County TX

The fact that homes in Chambers County TX are affordable compared to many other counties and neighborhoods near Houston is an additional incentive for credit-challenged home buyers. While the median household income in Chambers County is over $75,000 because of a good employment market, the cost of living and home prices are affordable. It makes Chambers County a perfect to buy a home for those struggling with credit. As already mentioned, you can find a single-family home in a good location for just $200,000. If you buy a home in this price range with owner financing in Chambers County, you will need to arrange for a down payment of $30K-$40K.

If you are looking to buy a home with bad credit in Chambers County, get in touch with us today!

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