Celina, TX owner-financed & rent-to-own homes (no credit)

Celina tx owner financed homes

Celina is a rising town only minutes from the Dallas North Tollway, Prosper, Frisco, and McKinney. Residents of Celina may readily access major city facilities while remaining far away from the noise, traffic, and pollution of the big city. This little town offers a laid-back vibe, with a focus on family, community, and sports. The median listing price hovers around $500K with a huge inventory of 400-500 homes for sale that usually sells after an average of 20 days on the market. However, there's no need to worry about competition or having limited options as there are more homes available for sale in Celine that people are looking to buy. The Celina Independent School District and the Prosper Independent School District are both noted for their athletic and academic success.

Celina has quick access to big city amenities and attractions without losing the peaceful small-town atmosphere; this is one of the reasons why many homebuyers believe this area is the ideal place to settle in. If you’re planning to join the flock and consider Celina or the outlying 75009 zip code as a place you’d want to live in, third-party seller financing is the arrangement you should go for. It's a viable choice in case you have issues with credit or trouble verifying your income. Yes, rent-to-own and owner-to-owner financing are also an option but not all homes in Celina are available for sale in these arrangements.

In this guide, you will have free access to all the homes listed for sale in Celina. You will also learn how you can buy any of these homes with owner financing.

292 Properties
Page 1 of 25
Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated April 12, 2024.

Why Buy an Owner-Financed Home in Celina, TX (75009)?

The following Celina real estate market overview will help you decide if the city is the right home buying destination for you and your family:

  • With a large inventory of 400-500 houses for sale, the median listing price is around $500K, and properties typically sell after an average of 20 days on the market. There's no need to be concerned about competition or feel restricted because there are more properties available for sale in Celine than there are buyers.
  • Celina is a small town in the far northern end of the Dallas/Fort Worth Metroplex. It sits on the edge of the city's famous art museums, symphonies, and performing arts organizations. Celina is also home to the Dallas Cowboys football team, the Dallas Mavericks basketball team, and the Texas Rangers baseball team.
  • Many families that have moved to Celina enjoy ​Cajun Fest and other family-oriented events. The town's signature event, Cajuns on the Square, as well as several other family-friendly events promote community identity. For adults, several local wineries promote an interest in culture and good wine
  • Caudalie Crest Farm & Vineyard and Eden Hill Winery are two well-known wineries in Celina. Visitors may tour the farms, handle baby farm animals, and watch the master craftsman combine the ideal bottle of wine or add the handcrafted finishes and embellishments that make the wine a keepsake.
  • Obstacle Warrior Kids in McKinney allows kids to play out their dreams of becoming a superhero or a warrior. The gym, which was inspired by the renowned television show American Ninja Warrior, offers high-flying excitement and entertainment. As they tackle the ever-changing obstacle courses, your children may put their grips, agility, and core strength to the test.

Most Popular Celina Neighborhoods for Owner-Financed Homes

Creeks of Legacy

This developed master-planned community blends city living with modern suburbia through its newly-constructed homes and outdoor recreation centers. It's popular mostly with families raising kids as students are served by the renowned Prosper Independent School District.

Glen Crossing

A community within the thriving North Dallas Metroplex, Glen Crossing offers the best of small-town living with a pinch of exclusivity. Its central location between the Dallas North Tollway and Preston Road gives convenient access to employment hubs and other major attractions in the DFW Metroplex.

Mustang Lakes

The variety of amenities across Mustang Lakes makes it a popular residential preference for all sorts of homebuyers. Locals here frequent the resort-style swimming pools, tennis courts, and fitness centers. The onsite community park at the center along with its 60 acres of trails and 8 lakes provides a breathtaking view that takes outdoor recreation to new heights.

The Columns

Diverse home layouts with rear-entry parkways among other standard features offer the best in modern suburban living here at The Columns. Its location right off Dallas' North Parkway gives residents easy access to several of the city conveniences North Texas has to offer.


This affluent master-planned community treats residents to world-class staycation experiences thanks to its resort-style amenities and open spaces. Lilyana offers a slice of countryside life thanks to its fully-stocked fishing ponds that welcome anglers of all ages.

Other Areas to Buy Owner-Financed Homes in Burleson

Benjamin White Survey

Green Meadows

Peter Wetsel



Prairie Meadows Estates

Buffalo Ridge



C Williamson

Highland Crossing

Preston Hills III

Cable Hart

Hills Of Lone Star

Preston Meadow

Cambridge Crossing

Honey Creek Farms

Preston Park Estates

Carter Bourland

Jesse Adamson Abs 9

Rolling Meadows Estates

Carter Landing

John L Terry

Samuel Mccullough

Carter Ranch

K K Rice Survey

Sutton Fields

Celina Original Donation

Kemp Estates

Sweetwater In Light Farms

Celina Village

Ken Massey Add

The Hills of Lone Star


Levin Routh

Homestead at Ownsby Farms

Collin County School

Light Farms

The Residences at Cottage Hill


Meadow Vista

Thomas Allen


Morgan Lake Estates

Thomas Kendall

Daniel Howell


Tolleson Estates

Dc Ranch

North Preston Lakes Estates

Twelve Oaks

E Ledbetter Surv


Wellspring Estates

Eastern Hills Estates

Ownsby Farms

West Gate

Estates On Preston


William Stapp

William Warden

Willow Wood

Best Places to Buy a Home Near Celina

How to buy no credit home in Celina with owner financing (75009)

Owner-financing is a system that lets you purchase from the entire Celina market as if you were a bank-approved buyer. Rent-to-own is a financing option commonly chosen by credit-challenged buyers but it comes with significant drawbacks. With owner-financing, you can get immediate ownership and the deed in your name. Along with that, prepayment penalties, balloon payments, and high-interest rates won’t be included in the process.

Post a Comment