Cedar Park, TX Owner-Financed & Rent-to-Own Homes with No Credit Check


This vibrant community on Austin’s northern border (right beside Brushy Creekis fast-gaining prominence as a relocation spot for homebuyers who love a break from the big city buzz. The $500,000 median listing home price for Cedar Park homes is still considered on the affordable side of the spectrum given that it’s just 17 miles from downtown Austin and just a little over 14 miles from downtown Round Rock. The 40% year-over-year appreciation also means that buying a home here can be a good investment in the long run. Cedar Park residents also get to enjoy wide-open green spaces for all sorts of recreation while having convenient access to all the conveniences in and around the area. 

The rich sense of community around Cedar Park makes it an attractive living space for both families and urban professionals. But not all homebuyers get that coveted approval from most lending institutions, mostly because of poor credit scores, foreign nationality, or self-employment. Most would see rent-to-own as the best next step and that’s where owner-financing around Cedar Park as well as the 78613 and 78630 come in. These types of arrangements offer the same benefits bank-approved homebuyers would but without the credit inquiries and income verifications.  

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Why Buy an Owner-financed Home in Cedar Park, TX (78613, 78630)?

Here are a few reasons why you should consider buying a home in Cedar Park:

  • Homes in Cedar Park are usually priced at $500,000 with homes built in different styles and sizes, giving homebuyers the flexibility to find the perfect home.
  • There are 1,000 acres of parkland and 31 miles of paved trails for locals to enjoy outdoor recreation in different ways.
  • Cedar Park is also becoming one of the fastest-growing tech employer hubs with companies such as National Oilwell Varco, ETS-Lindgren, Corvalent, and Firefly Aerospace.
  • It houses the famous H-E-B Center, home to a couple of professional sports affiliate teams: The 2014 AHL Calder Cup Champions, Texas Stars and the 2018 NBA G-League Champions, the Austin Spurs.
  • The Texas Department of Public Safety’s annual Crime in Texas Report has also reported Cedar Park to have one of the lowest crime rates for several years.
  • Cedar Park students are served by 27 public schools that include Deer Creek Elementary, Rutledge Elementary, Florence W. Stiles Middle, Cedar Park Middle, and Vista Ridge High.

Most Popular Cedar Park Neighborhoods for Owner-Financed Homes

Carriage Hills

A peaceful community of cozy homes mostly with open driveways and beautiful front lawns, Carriage Hills offers a dense suburban vibe that’s perfect for budget-conscious homebuyers. Residents also get to live in a prime location that’s close to everything from schools and work hubs to entertainment and recreation venues.

Cedar Park Ranchettes

One of the more established neighborhoods that have been part of Cedar Park since the mid-60s, sprawling lots and surrounding trees give it a relaxing countryside vibe. It’s just right outside downtown so everything every resident could ever need is accessible within minutes.

Cedar Park Villas

Featuring recently-built homes with modern designs surrounded by awesome amenities, Cedar Park Villas offers low-maintenance living with easy access to scrumptious restaurants, amazing shops, and wide open outdoor spaces. The affordable homes in this milestone community are perfect for first-time homebuyers and empty nesters.

Other Areas to Buy Owner-Financed Homes in Cedar Park

Cities Shared with other Counties



Cypress Creek

Oakmont Forest

Park Place


West Park Estates

Cypress Canyon

Forest Oaks

Cedar Park Square

Bella Vista

Quest Village

Cedar Park Town Center


Silverado Ranch

The Ranch At Brushy Creek

Deer Creek Ranch

High Meadows

Whitestone Oaks

Rogann Haven

Cross Creek

Paradiso Villas

Anderson Mill West

Schumaker Oaks

Twin Creeks


Indian Springs

West Parke

Parkwest Estates

Lakeline Oaks

Woodford Estates

La Costa At Lakeline

Karob Place

Riviera Springs

Walsh Trails

Thousand Oaks

Cypress Mill

Breakaway Park

Quarry Oaks

Settlers Creek

Cardinal Estates

Silver Oak Townhomes

Gann Ranch

Enclave Of Shady Trails

The Reserve At Brushy Creek

Cedar Grove



The Arbors At Lakeline

Hunters Glenn

Woodford Gardens

Cypress Bend

Blue Oaks Estates

Silver Oak

Emerald Oaks

Sweet Farms

Oakwood Glen

Coventry Crossing

Heritage Park

Cypress Creek Townhomes

Buttercup Creek

West Park Oaks

Red Oaks

Buttercup Villas

Chapel Hill


Deerfield Park


More Zip Code Areas around Cedar Park to Buy Owner Financed Homes

  • 78681
  • 78641
  • 78726
  • 78750
  • 78717

How to Buy an Owner-financed Home in Cedar Park (78613, 78630)

Buying a home in Cedar Park can have its own sets of difficulties especially if you’re self-employed or credit-challenged. If such circumstances prevent you from getting approved for a conventional loan, our owner financing program can help you find that dream home without cred-checks. Like a bank-approved homebuyer, this type of arrangement offers a 30-year amortization period plus the flexibility to refinance with a conventional lender without worrying about balloon payments or pre-payment penalties.

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