Cedar Hill, TX owner-financed and rent-to-own homes (no credit)

cedar hill no credit check homes

Cedar Hill is an amazing city to live in because it has managed to maintain its peaceful small-town atmosphere despite being minutes away from the Dallas and Fort Worth Metroplex. This is a very walkable town that sits right beside Duncanville, DeSoto, and Glenn Heights, offering plenty of outdoor activities for locals within and around it. The median listing price hovers around $320K; however, you will be able to find listings ranging from $150K to $10M. There are 100-200 homes available for sale and they usually stay on the market for an average of about 40 days, more or less. Being in Cedar Hill means a world of opportunity to reconnect with nature; you can visit the many parks or go hiking on the miles and miles of trails.

Is your credit situation preventing you from buying your dream home in Cedar Hill, TX? Home buyers in your situation often explore rent-to-own, owner-to-owner, and other types of alternative financing methods that allow them to buy with no credit check. In this guide, you will learn about a third-party owner financing option in Cedar Hill and the surrounding zip code areas of 75104 and 75106. We help home buyers learn why it’s better. You will also have free access to all the homes listed for sale in Cedar Hill and how you can buy any of these with owner financing: 

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated May 27, 2024.

Why Buy an Owner-Financed Home in Cedar Hill, TX (75104, 75106)?

The following Cedar Hill real estate market overview will help you decide if the city is the right home buying destination for you and your family:

  • The median listing price hovers around $320K; however, you will be able to find a 3 bedroom home listed for as low as $165K if you’re looking for something to accommodate a tighter budget.
  • The listings usually stay on the market for an average of around 40 days, more or less as this is a metric that changes often. On the other hand, you don’t have to feel pressured to rush yourself into finding the perfect home as soon as possible because there are 100-200 homes in the inventory.
  • Cedar Hill is a bustling and thriving southwest Dallas suburb with plenty of commercial and business opportunities for professionals—young and seasoned alike— as well as a beautiful area to raise a family and relax.
  • The city has affordable housing and good school systems, as well as a variety of recreational options. There are 22 parks and four greenbelts in Cedar Hill, as well as the large Joe Pool Lake.
  • Most of the city is served by the Cedar Hill Independent School District. Some of it is served by Duncanville Independent School District and the Midlothian Independent School District.

Most Popular Cedar Hill Neighborhoods for Owner-Financed Homes

Legacy of Cedar Hill

Relocating families - either from Texas or other states - put Legacy of Cedar Hill on top of their list because of the quiet peaceful living the neighborhood is known for. It offers several conveniences and amenities including parks, shopping venues, restaurants, top-notch education, and diverse job openings. 


This prolific but laid-back community in Cedar Hill offers affordable mid-sized that sport a cozy look and feel. It was established back in the 80s but developments have kept its vibrance alive more than three decades after it first opened its doors.   

Mobley Road

If you're more into traditional neighborhoods that command majestic prestige even without exclusivity, Cedar Hill's Mobley Road offers the old-town vibe without that reclusive feeling. It's close to a lot of restaurants, offices, schools, retail establishments, and open green spaces but the scenic views of the streets may give you second thoughts about going anywhere else.

Other Areas to Buy Owner-Financed Homes in Cedar Hill

Cedar Hill Neighborhoods

Creekside at Highpointe

Mallard Shores


The Greens

Bear Creek

Creeks Of Windmill Hill



The Meadows at High Pointe

Bent Creek

Cresthaven Village

Meadow Vista


The Ridge at Windmill Hill high


Hidden Lakes

North Cedar Hill-10 Mile Creek

Sherwood Forest

Uptown Blvd

Bryan Place in The Cedars


Northwood Trails

Sleepy Hollow

Waterford Oaks

Cedarbrake Hills

Highlands North

Old Town

Somerset Village


Cedar Crest

Highpointe South

Parkerville Place

South Hills Park

Wilson Crossing

Cedar Hill East

High Pointe Village

Park Plaza

Stonewood Heights North

Winding Hollow

Cedar Hill Westside

Hillcrest West

Parkway Place

Stonewood South

Windsor Park Phase 1

Cedar Trail Estates


Reserve At High Pointe

Stoney Creek

Wintergreen Acres

Cedarwood Place

Lake Ridge Northeast

Ridge At Windmill Hill

Sweetbriar At Highpointe

Winterhaven Estates

Cedar Hill Neighborhoods

Creekside at Highpointe

Mallard Shores


The Greens

Wooded Creek Estates



Best Places to Buy a Home Near Cedar Hill

Buying No-Credit-Check Homes in Cedar Hill (75104, 75106)

Buying a home with no credit requirements is possible with owner financing. In this type of seller financing, an investor buys the home of your choice on your behalf. You get ownership on the closing day and can pay down your loan in 30 years. There are no pre-payment penalties or balloon payments.

If you are interested in learning more, set an appointment with us today! 

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