Baytown TX rent-to-own & owner-financed homes with no credit check

baytown rent to own homes

If you are a credit challenged home buyer and want to buy a home near Houston, one of the housing markets you should definitely explore is Baytown TX. Baytown – located in Harris County - is the sixth-largest city in the Houston–Woodlands–Sugar Land metropolitan area and offers convenient access to Houston. With a median listing price of just $200,000, Baytown homes are comparatively affordable. It means that when buying an owner-financed or rent-to-own home in Baytown, you will likely find it easier to arrange for a down payment. Alternative financing options such as owner financing may require you to put nearly 15-20% of the home price down. Since there are many budget homes available to choose from, you can save or arrange for a down payment easily.

Explore the Baytown TX home listings below to find your dream home and fill out the form on the property listing page to get in touch with us. We will help you learn how to you buy any Baytown home with owner financing which requires no credit check or income verification. It means you can buy any Baytown home regardless of your credit situation.

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Why buy a Baytown rent-to-own or owner-financed home

There are many reasons why you should consider moving to Baytown TX. Here are a few of them:

Easy accessibility to downtown Houston

Baytown is located just 30 minutes drive from downtown Houston via I-610, I-10E, and TX-225 E. This is one of the reasons why Baytown is extremely popular among professionals and businesspeople.

Affordable real estate market

Low cost of living and affordable homes is the major reason Baytown is a sought-after housing market near Houston. You will find about 900 homes listed for sale. The price of single-family homes in nice Baytown neighborhoods begins from $150,000. It means that it will be easier for you to arrange for a down payment. Let’s for example you want to buy a home with a listing price of $150,000. If the owner financing requires you to put 15% down, you need to arrange for $22,500.

Top-quality schools

A lot of families move to Baytown because homes here are served by many top-quality schools with a GreatSchools rating of 9 or more. There are about 60 schools in Baytown. Here are a few of the most popular ones:

Elementary Schools

  • Barbers Hill Elementary South
  • Deer Park Elementary School
  • Barbers Hill Elementary North
  • Crockett Elementary School

Middle Schools

  • Barbers Hill Middle South
  • Deer Park J High School
  • Barbers Hill Middle North
  • Gentry J High School

High Schools

  • Impact Early College High School
  • Barbers Hill High School
  • Deer Park High School - North Campus

Baytown features many neighborhoods popular among home buyers

There are many popular neighborhoods to choose from when you are in Baytown TX real estate market looking to buy an owner-financing or rent-to-own home. Here are just a few of them:

  • Canal Street
  • Elvinta Street
  • Going Lane
  • Meadowglen Drive
  • Florida Street
  • Legends Bay Drive
  • E Adoue Street
  • Herlock Drive
  • Lazy River
  • N Point Drive
  • Bayview Drive
  • Pine Meadows Blvd
  • Brickfielder Lane

Excellent amenities

Baytown features excellent amenities including shopping malls, restaurants offering a variety of global cuisines, bars, and coffee shops. One of the top attractions in Baytown is the Baytown Nature Center where you can enjoy wildlife, birdwatching, and hiking among several other activities. The center is spread over 450 acres of land along the Houston Ship Channel.

Other attractions include:

  • Royal Purple Raceway (Houston Raceway Park)
  • Lynchburg Ferry
  • Umbrella Alley
  • Yepez Vineyard
  • Eddie V Gray Wetlands Education and Recreation Center
  • Pirate’s Bay Water Park
  • Baytown Historical Museum

Popular Neighborhoods in Baytown

Baytown Heights

While Baytown is known for its coastal attractions, Baytown Heights balances it out homes sitting in open greens along with a plethora of easily accessible attractions for shopping, dining, and entertainment.

Country Club Estates

Anyone seeking to enjoy life in the suburbs can easily get to do so in Baytown’s Country Club Estates. Residential properties here are a bit larger than those in the surrounding housing markets but there’s a property easily available at about any budget.


Another neighborhood that offers more to Baytown’s coastal lifestyle, Eastpoint’s picturesque environment offers several dining spots for every kind of craving.

Other Baytown Neighborhoods Where You Can Buy Owner-Financed Homes:


Crockett Park

Lakewood (Baytown)

Quail Hollow

Airhart Amelia

Danubina Acres

Lakewood Estates

Red Cedar

Allen (Baytown)

Danubina Court

Lakewood Oaks

Reflections Patio Homes


Decker Terrace

Lamar Court

Richardson Place

Apache Mdws

East End Highland Farms

Landmark Estates





Rio Vista

Bay Oaks Harbor

Ellis Geo


Roberts Place

Bay River Colony

Eva Maud

Lee Heights


Bay Villa

Evergreen Fairways


Rollingbrook Estates

Baybrook Place

Fair Park

Little Mexico

Roseland Oaks

Bayou Acres


Long A C


Bayou Oaks Estates (Baytown)

Ginger Creek Estates

Martin ( Baytown )

Schilling & Massey

Bayou Vista Terrace

Glen Arbor

Mcfadden David

School Courts

Baytown East

Glen Meadow

Mcgee Place

Shady Hill Villa

Baytown Heights

Goose Creek

Meadow Lake

Southwest Baytown

Bennie Gray

Goose Creek Landing

Meadowlake Village

Springfield Estates

Bloodgood WM

Goose Creek Townsite

Meridian Estates

Sterling Baytown





Briarcreek Of Baytown


Milby Dale

Sunrise Courts

Britton Cravens

Harper (Baytown)

Mission Viejo

The Park At Independence Bend


Harvest Meadows Baytown

Morrell Park

Tierra Del Oro


Highland Farms (Baytown)



Burnet Shores

Highlands Ranch


Treasure Cove

Busch Terrace

Hill Terrace

Northside Highland Farms

Trinity Oaks

Bush & Baker

Holly Hills (Baytown)

Oakland Estates

Vista Village

Carolyn Meadows

Huntcrest Condo

Oaklawn To Pelly

Wellington Park

Cary Creek Estates

Hunters Creek


West Meadows


Hunters Ridge

Outlawn Terrace

Wheatley Acres

Casey 2 Britton

Hunters Village

Parkridge Bend

Whispering Pines

Cedar Bayou Park East

Isenhour Bayshore

Parkwood Place

Whitney Britton

Cedar Bayou Park West

J W Singleton

Pecan Manor

Wilburn Brothers

Cedar Cove

Jones (Baytown)



Central Heights

Jones C F


Wooster Heights

Christian Smith Abs

Kings Bend

Pointe Royale

Wright C A

Country Club Cove

Kings Colony (Baytown)


Wright George

Country Club Manor (Baytown)


Preston Place

Wright J W

Country Club Oaks

Kountry Klub Village

Preston Place

Wright Perkins

Craigmont Place

La Reforma Of Tierra Del Oro


Wright W P

Creekwood (Baytown)

La Vallita

Pringle & Kerr


Crepe Myrtle

Lakeview Heights

Pruett Estates


How to buy a Baytown home with bad credit or no credit check

As already mentioned, it is possible to fulfill your homeownership dream with owner financing if you are struggling to qualify for a conventional mortgage.

Owner financing makes it possible to buy any home you want in Baytown just like a traditional mortgage does.

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