Balch Springs, TX owner-financed & rent-to-own homes (no credit)

Balch Springs no credit check homes

Balch Springs is a town a quiet and calm haven right outside Mesquite, a few minutes away from Forney and Seagoville. It is a Dallas suburb and part of the Dallas-Fort Worth Metropolitan Area. The availability of land allows residents to build what they want on their property. The median listing price hovers around $160K. There are 30-40 homes available for sale that stay on the market for an average of 65 days.

The inventory of rent-to-own homes in Balch Springs – a small town in Dallas County – is limited. Most properties are sold through conventional financing. So, if you are a home buyer struggling with credit, third-party owner financing in Balch Springs and the surrounding 75180 zip code area can be a good choice as it enables you to buy any single-family home listed on the market. This arrangement offers several other advantages that usually come with a bank loan.

In this guide, you will have free access to all the homes listed for sale in Balch Springs. You will also learn how you can buy any of these homes with owner financing.

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated May 27, 2024.

Why Buy an Owner-Financed Home in Balch Springs, TX (75180)?

The following Balch Springs real estate market overview will help you decide if the city is the right home buying destination for you and your family:

  • The median listing price hovers around $160K.
  • There are 30-40 homes available for sale that stay on the market for an average of 65 days.
  • Balch Springs is about 16 miles east of downtown Dallas and 34 miles southeast of Dallas-Fort Worth International Airport.
  • This town is great for families because of the selection of parks and outdoor areas that are safe for children to play in, as well as the low cost of living—which is 9% lower than the national average to be exact.
  • Because Balch Springs is quite small, accessibility to amenities around the area is not an issue for the residents. There are grocery stores, pharmacies, restaurants, and schools nearby - pretty much within walking distance.

Most Popular Balch Springs Neighborhoods for Owner-Financed Homes

Hickory Estates

At the center of Balch Springs lies a peaceful neighborhood with well-designed housing within a park-like setting. It’s located just right outside the Dallas City Proper but the nearby shopping, entertainment, food, and recreational venues let locals enjoy a balanced living within 30 minutes or less.

Fossil Ridge

Its proximity to the DFW Metroplex along with its broad choices for affordable homes make Fossil Ridge a perfect retreat for homeowners working in the city. The average cost for a home here sits at $250,000 and its just a little over 20 minutes away from the DFW Metroplex, so the commute to and from North Texas’ commercial hotspot is a cinch even during rush hour.

Fox Run

Located a few miles southwest of downtown Dallas is a peaceful neighborhood where families can enjoy a day out without worries. While it’s beyond the limits of the city proper, Fox Run residents can conveniently enjoy recreational areas in the city (28-minute drive) as well as the nearby Oak Ridge and Virgil T. Irwin Park.

Other Areas to Buy Owner-Financed Homes in Balch Springs


Spring Oaks

Twin Oaks


Spier Addition

Lake June Heights

Heritage Park

Shepherd Place

Lake June Estates

Elam Road Retail Center


Hickory Gardens

Peachtree Highlands


Oak Tree

Pioneer Oaks


Rose Gardens

Meadow Lake Farms

Canyon Ridge

Hickory Creek Meadows


Louis Hodges

Meadowbrook Glenn

Spring Oaks Retail



Best Places to Buy a Home Near Balch Springs

How to buy no credit home in Balch with owner financing (75180)

Rent-to-own may sound easy and accessible but it doesn't give you the freedom to choose any home listed for sale on the Red Oak housing market Red Oak. Fixed interest rate, no balloon payments or pre-payment penalty, the usual amortization period (up to 30 years), and no income verification are some of the features that make owner financing stand out from other alternative financing arrangements such as rent-to-own in Balch Springs.

Interested in learning more? Get in touch with us today!

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