Allen, TX rent-to-own & owner-financed homes with no credit check

allen tx no credit check homes

Allen features a unique history and culture shared with the surrounding cities of Frisco, McKinney, and Plano. This Collin County city’s perfectly balanced environment and superior amenities have been recognized nationally. The city was ranked as the #2 Best Place to Live in the Country by MONEY Magazine. The median listing price hovers around $400K; however, you will be able to find budget-friendly options for as low as $180K from the inventory of about 200-300 homes available for sale  Allen most weeks. Although you may end up competing with other homeinbuyers for similarly affordable options, we believe you will have a wide selection of homes to choose from. You’ll need to act fast as the listings usually last just 30 or fewer days on the market.

If you are planning to buy a home, but can’t qualify for a conventional mortgage, we can help you learn about a unique third-party owner financing program in Allen or anywhere around its 75002 and 75013 zip code areas. You are not constrained by a limited inventory of homes because you can buy any single-family residential property listed on the market for sale.

In this guide, you will have free access to all the homes listed for sale in Allen. You will also learn how you can buy any of these homes with owner financing. 

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Information is deemed reliable, but is not guaranteed accurate by the MLS or NTREIS. The information being provided is for the consumer's personal, non-commercial use, and may not be reproduced, redistributed or used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than TL Global are marked with the NTREIS IDX logo and information about them includes the name of the listing brokerage.

NTREIS data last updated June 20, 2024.

Why Buy an Owner-Financed Home in Allen, TX (75002, 75013)?

The following Allen real estate market overview will help you decide if the city is the right home buying destination for you and your family:

  • The median listing price is $400K; however, you will be able to find a single-family home listed for $180K.
  • There are 200-300 homes for sale that stay on the market for over 30 days. Though the number of days is a metric that changes often, you will still have enough time to look through the selection of homes until you find one most suitable for you.
  • The city features unique destinations and recognizable landmarks that you can visit like the Old Stone Dam. Built-in 1874, it was used as a locomotive watering station. You can explore the dam if you happen to be in the same way as Allen Station Park.
  • Allen is one of the 3 safest cities with populations over 100,000—the number of low crime rates is even more impressive.
  • Since it is located 15 minutes north of Dallas, the chances of greater shopping and job opportunities are just within reach—or if you just want to have a change of sight and browse through different amenities.
  • Allen is ranked the 75th in a survey for the nation’s Top 100 wealthiest communities. This report was based on 420 US cities with populations above 75,000.
  • The city is most notable to its residents for being a suitable environment for starting a family because it provides high-quality education, a thriving arts and culture scene, exciting outdoor activities, award-winning parks, and fun family-friendly events.
  • Allen is perfect for artists and culture lovers of all sorts. The Allen Arts Alliance includes dance by the Allen Civic Ballet to the theater by Allen’s Community Theatre.
  • This city is in Collin County and has a population of over 100,000.

Most Popular Allen Neighborhoods for Owner-Financed Homes


On the east side of Allen sits a quiet community of affordable homes that cost anywhere between $200,000 to less than $500,000. Home designs here vary from historic to modern and the local neighborhood park offers no shortage of recreational activities for locals of all ages.

Glendover Park

Homes on larger lots adorned with custom landscapes make Glendover Park one of the more upscale communities in Allen. It boasts the city’s unique blend of lush greenery and panoramic sites with most residents enjoying peaceful recreational fishing at the onsite catch-and-release fishing pond.

Lost Creek Ranch

Moving into Lost Creek Ranch is a testament to a beautiful blend of luxury and affordability. Homebuyers here get to live on massive ranch-style properties for about $300,000 to $400,000. It’s a bigger neighborhood with pedestrian-friendly streets and tons of activities for everyone.

Allen North

With a vibrant, beautiful view – especially at night – Allen North dismisses any notion that North Texas is a rural part of the country with little appeal to most city folks. It features a broad array of home designs from majestic Victorian-era estates to re-imagined Tuscan-style homes.


Preserving Allen’s rich heritage is the burgeoning town of Wetsel. The well-preserved historic designs of homes and the welcoming vibe of the locals in this friendly neighborhood show how the city of Allen has adapted to progress without losing its strong sense of family and community.

Other Areas to Buy Owner-Financed Homes in Allen

Ansley Meadows

Connemara Crossing

Maxwell Creek

Reid Farm

Star Creek

Arbor Lakes

Cottonwood Crossing

Montgomery Farm

Ridgeview Crossing



Country Brook Estates


Rivercrest Park


Beacon Hill

Country Meadow

Oak Ridge


The Landing


Cumberland Crossing


Shaddock Park

Twin Creeks

Bethany Creek Estates

Custer Meadows


Shadow Lakes

Villas of Cottonwood Creek

Bridgewater Crossing

Fountain Park

Pecan Meadow


Waterford Crossing



Quail Run

Spring Meadow

Waterford Park

Collin Square

Hillside Village

Raintree Estates

St. Andrews Park

Waterford Trails

Watters Crossing


Best Places to Buy a Home Near Allen

How to buy a no credit check home with owner financing in Allen, TX (75002, 75013)

Allen has been consistently ranked on “best places to move” lists; attracting visitors and potential residents for its excellent schools, amazing job opportunities, unique destinations, and a myriad of places to have fun with the family.

Not being able to qualify for a conventional home loan due to non-verifiable income, poor credit, self-employment, foreign nationality or any other such reason may cause you to search for a no credit check home in Allen, TX. While many programs offer this option, the unique third-party seller financing enables you to buy any home of your choice with no credit check in Allen. Other features include:

  • No income verification
  • No pre-payment penalty (refinance with a conventional lender any time you want)
  • No balloon payments
  • Fixed monthly payments
  • Fixed interest rate

Interested in learning more? Set an appointment today!

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