77547, TX Owner-Financed & Rent-to-Own Homes with No Credit Check

The 77547-zip code area is located in Galena Park. It’s known for its suburban vibe, affordable homes. The median listing price is just $165,000. It’s a competitive market due to a small inventory of homes. You will find about 25 homes listed on the market for sale here most weeks.

The stringent requirements from banks make it a challenge for those with inconsistent income and low credit scores to get approved for a home loan. A unique third-party owner financing can be your best option in this situation. It’s ideal for entrepreneurs, self-employed individuals, and anyone who isn’t eligible for a mortgage since it does not require credit checks or income verifications. You can buy any single-family home of your choice.

In this guide, you will have free access to all single-family home listings in 77547. You will also learn how to buy any of these homes with owner financing.

Why Buy Owner-Financed Homes in 77547?

Here are a few more details you should know before buying a home in 77547:

• The housing market has a variety of options for families living on a modest income with the median listing home price of $165,000.
• You will find nearly 25 homes listed for sale here most weeks and these residential properties stay on the market for an average of 55 days.
• Open recreational spaces in the area include Galena Park Little League, Galena Park, Dement Field, as well as Galena Manor Park and Track.
• It’s located close to Jacinto City and near major business hubs such as downtown Houston (28 minutes via I-10 W) and Pasadena (22 minutes via Clinton Drive and N. Shaver St.).
• This zip code area is home to several top-ranked schools such as Macarthur Elementary School, Pyburn Elementary School, Woodland Acres Elementary School, Galena Park Middle School, and Galena Park High School.

Purchasing No-Credit-Check Homes in 77547

Those having trouble getting a mortgage approval due to their credit situation may consider exploring a third-party owner financing in 77547. Unlike rent-to-own, owner financing allows aspiring homebuyers to buy any single-family home of their choice in this zip code area or anywhere in the Houston-The Sugar Land-Baytown metropolis regardless of their credit history. You can pay down the loan in up to 30 years with fixed interest rates. It also has no balloon payments and no pre-payment penalties (when you refinance through a conventional lender). Set an appointment with us today to find out more.