77038, TX Owner-Financed & Rent-to-Own Homes (No Credit)

The 77038-zip code area features many master-planned communities such as Fallbrook, Forestwood, Westpoint Estates, and Willows Springs, it also has its own business center, the Stuebner Center. Downtown Houston is also only 25 minutes away via I-45. On average, 40-50 properties are on the market for sale most weeks. The median listing home price is $207,000, which makes it appealing to families with modest incomes.

A conventional home mortgage is still the most common way to become a homeowner in 77038; however, not everyone can meet the stringent underwriting norms. Self-employed individuals, for instance, find it hard to get approved because of their inconsistent monthly income. A third-party owner financing option is a viable alternative. It provides prospective homeowners with terms similar to a convention without credit and income inquiries.

This guide will provide free access to all the single-family homes listings in 77038. You will also learn how to buy any of these homes through owner financing.

Why Buy Owner-Financed Homes in 77037?

Here are a few more reasons why you should consider buying a home in 77037:

• The zip code area is home to prominent neighborhoods including Westpoint Estates, Willow Springs, Forestwood, and Fallbrook.
• The average value of residential properties sits at $207,000 and as such, there are 44 homes available for sale most weeks.
• 77038 is home to the Stuebner Center Business district and is 25 minutes away from downtown Houston.
• The zip code area features open green spaces including Doss Park, Stuebner Airline Park, Westview Landing Playground, and the Fallbrook RV Resort.
• Families raising kids have easy access to quality education as the area is zoned to top-ranked schools including Gray Elementary School, Carter Academy, Sammons Elementary School, Shotwell Middle School, Stovall Middle School, and Harmony School of Advancement.

Purchasing No-Credit-Check Homes in 77038

A third-party owner financing program can help you buy the home of your choice by eliminating the need for credit or income inquiries. You only need to make a reasonably large down payment. The program allows you to buy any home of your choice listed for sale in 77038. You can also amortize the debt over a 30-year period and refinance with a conventional lender anytime without worrying about pre-payment penalties.

If you’re interested in learning more, set an appointment with us today.