77028, TX Owner-Financed & Rent-to-Own Homes with No Credit Check
For those who love the suburban vibe but don’t want to miss out on urban convenience, the 77028-zip code area is probably one of the best real estate markets in Houston. Affordable housing costs, as well as easy access to business centers, make it popular for families and professionals. The area covers parts of East and Northeast Houston with an average of 117 homes listed on the market most weeks. The median listing home price is somewhere around $180,000 and interested homebuyers can easily find a home of their choice below or above that price range.
Financial assistance from established banks and lending institutions remains the primary means of buying a home in the 77028-zip code area. Since high credit scores and stable income are the top requirements; small entrepreneurs, self-employed people, and to a certain extent, working-class professionals get denied due to monthly income inconsistencies. A unique third-party owner financing program helps interested homebuyers achieve their dream of owning a place of their own. Anyone, even those with bad credit can be eligible if you are financially disciplined and are able to arrange for a reasonably large down payment.
In this guide, you will have free access to all single-family home listings in 77028. You will also learn how to buy any of these homes with owner financing.
Why Buy Owner-Financed Homes in 77028?
Here are a few more reasons why you should consider buying a home in 77028:
- The area is 20 minutes away from downtown Houston via Wayside Drive, a little less than 40 minutes away from the Galleria through I-610 W, and just a tad over 20 minutes away from Jacinto City via I-10 E.
- The two prominent communities in the area (Settegast and Trinity/Houston Gardens) offer a wide variety of home options.
- There is an average of 117 properties listed for sale most weeks. These stay available for at least 40 days so interested homebuyers can easily buy a single-family home with 4 beds and 3 baths for about $185,000.
- Families with kids can choose from several of the top-rank schools in the zip code area including Eliot Elementary School, Scroggins Elementary School, and Houston Gardens Elementary School, Forest Brook Middle, and North Forest High School.
Purchasing No-Credit-Check Homes in 77028
Getting approved for a mortgage can be challenging if you have poor credit, but a unique third-party owner financing program can help you achieve your dream of homeownership without credit or income inquiries. Your first step is to arrange for a sizeable down payment (depending on the price of the property) and the program will be able to help you all the way. You can pay off the loan in up to 30 years just like a conventional mortgage. You can also refinance with a conventional lender anytime without worrying about pre-payment penalties.
If you’re interested in learning more, set an appointment with us today.