Welcome to ShopOwnerFinance.com, your ultimate resource for purchasing owner-financed homes in Texas, including Houston, TX. Our system allows you to buy any single-family home with owner financing, even if you have a stated income and don't qualify for a conventional loan, as long as the home is in loanable condition.
Utilize our advanced property search, including an interactive map feature, to find owner-financed homes for sale in Texas. These listings are regularly updated from the MLS.
For your convenience, we recommend registering for a free account to receive email notifications whenever new homes that match your specific criteria come on the market. You can also save your favorite properties for quick and easy access whenever you need. It's fast, easy, automatic, and completely free! With a Property Tracker account, you'll be among the first to know about the newest homes for sale in Texas.
If you're facing difficulties securing a conventional mortgage, our unique Third-Party Owner Financing Program can assist you in purchasing any home in Texas. All you need is a down payment, and you can buy with any credit and stated income at a fixed interest rate for up to 30 years.
Typically, owner financing comes with certain limitations, such as balloon payments and prepayment penalties if you choose to refinance with a conventional lender in the future.
However, our system eliminates balloon payments, and your timely payments are regularly reported to credit bureaus, allowing you to rebuild your credit. Additionally, there are no prepayment penalties if you decide to pay off your loan before the scheduled amortization period.
Other advantages of buying owner-financed homes in Texas through our program include:
We look forward to assisting you in your home-buying journey.
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