Buy your dream home in Texas with stated income. The program works with any credit. Find Out How

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Owner-Financed Homes for Sale in Texas 

Welcome to, your ultimate resource for purchasing owner-financed homes in Texas, including Houston, TX. Our system allows you to buy any single-family home with owner financing, even if you have a stated income and don't qualify for a conventional loan, as long as the home is in loanable condition.

Advanced Property Search

Utilize our advanced property search, including an interactive map feature, to find owner-financed homes for sale in Texas. These listings are regularly updated from the MLS.

For your convenience, we recommend registering for a free account to receive email notifications whenever new homes that match your specific criteria come on the market. You can also save your favorite properties for quick and easy access whenever you need. It's fast, easy, automatic, and completely free! With a Property Tracker account, you'll be among the first to know about the newest homes for sale in Texas.

Owner FinancingThroughout Texas

If you're facing difficulties securing a conventional mortgage, our unique Third-Party Owner Financing Program can assist you in purchasing any home in Texas. All you need is a down payment, and you can buy with any credit and stated income at a fixed interest rate for up to 30 years.

How Our System Works

Typically, owner financing comes with certain limitations, such as balloon payments and prepayment penalties if you choose to refinance with a conventional lender in the future.

However, our system eliminates balloon payments, and your timely payments are regularly reported to credit bureaus, allowing you to rebuild your credit. Additionally, there are no prepayment penalties if you decide to pay off your loan before the scheduled amortization period.

Other advantages of buying owner-financed homes in Texas through our program include:

    • Any credit score is acceptable
    • Stated income
    • No need to source or season funds
    • No time on job requirements
    • Self-employed individuals are welcome
    • Foreign nationals are eligible
    • Tax identification numbers are accepted

            We look forward to assisting you in your home-buying journey.

            Want to Learn How TL Global System Works?

            Grab a copy of this must-read book if you've struggled to get traditional bank financing to purchase your dream home. Authored by our founder Til Lowery – a real estate investor, trainer, and humanitarian – the book shares details of the revolutionary TL Global System - a proprietary real estate strategy that has become a social conscious movement.

            Want to learn more? Check out our FAQs!

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            Araceli and her family relocated from California. Self-employed and unable to qualify for a loan, they used our program to get owner financing on a brand new home.
            Referred by her loan officer, Rick, Barbara was able to finally get her dream home on the water in Galveston.
            Aicha and her family purchased a brand new 5 bedroom home with owner financing and were so grateful to own a home even better than they thought was possible!